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At today's rate and a 90% mortgage, the deposit on this unit is about HK$500K, with repayments around HK$21,798/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$500K · loan HK$4.50M · min. income ≈ HK$43,596/mo (50% DSR)
Upfront cash ≈ HK$612K (deposit + AVD stamp duty HK$112,441 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to LR-Tin Wing Station.
Family-friendly — 83 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 72 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 6/F
- Flat
- H
- Saleable Area
- 544 Saleable ft²
- Gross Area
- 708 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-07-10 | HK$4.46M | +14.9% 8.9y · 2.0%/yr |
| 2016-08-22 | HK$3.88M | +65.1% 4.4y · 15.0%/yr |
| 2012-03-23 | HK$2.35M | +1.3% |
| 2011-09-08 | HK$2.32M | +25.4% |
| 2010-10-28 | HK$1.85M | +19.4% |
| 2001-02-23 | HK$1.55M | −1.3% |
| 1998-11-03 | HK$1.57M | — |