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At today's rate and a 90% mortgage, the deposit on this unit is about HK$438K, with repayments around HK$19,102/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$438K · loan HK$3.94M · min. income ≈ HK$38,204/mo (50% DSR)
Upfront cash ≈ HK$504K (deposit + AVD stamp duty HK$65,689 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to LR-Tin Wing Station.
Family-friendly — 83 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 72 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- E
- Saleable Area
- 441 Saleable ft²
- Gross Area
- 584 ft²
- Efficiency
- 76%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-03-26 | HK$3.80M | −24.0% 4.3y · −6.0%/yr |
| 2019-11-20 | HK$5.00M | +51.5% 4.0y · 13.0%/yr |
| 2015-12-10 | HK$3.30M | +25.5% 2.1y · 12.0%/yr |
| 2013-10-28 | HK$2.63M | +122.9% |
| 2001-11-03 | HK$1.18M | −9.9% |
| 1998-11-03 | HK$1.31M | — |