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At today's rate and a 90% mortgage, the deposit on this unit is about HK$512K, with repayments around HK$22,314/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$512K · loan HK$4.60M · min. income ≈ HK$44,628/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$115,103 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to LR-Tin Wing Station.
Family-friendly — 83 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 72 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 26/F
- Flat
- C
- Saleable Area
- 544 Saleable ft²
- Gross Area
- 710 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-04-02 | HK$5.10M | +0.4% 9.4y · 2.0%/yr |
| 2025-12-31 | HK$5.08M | +15.8% 9.2y · 2.0%/yr |
| 2016-10-17 | HK$4.39M | +18.6% 19.0y · 1.0%/yr |
| 1997-10-23 | HK$3.70M | — |