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At today's rate and a 90% mortgage, the deposit on this unit is about HK$406K, with repayments around HK$17,702/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$406K · loan HK$3.65M · min. income ≈ HK$35,404/mo (50% DSR)
Upfront cash ≈ HK$418K (deposit + AVD stamp duty HK$11,791 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to LR-Tin Wing Station.
Family-friendly — 83 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 72 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- E
- Saleable Area
- 441 Saleable ft²
- Gross Area
- 584 ft²
- Efficiency
- 76%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-05-15 | HK$4.77M | +18.3% 3.0y · 6.0%/yr |
| 2017-05-16 | HK$4.03M | +123.9% 5.7y · 22.0%/yr |
| 2011-08-11 | HK$1.80M | +111.8% |
| 2004-02-10 | HK$850K | +21.4% |
| 2003-09-25 | HK$700K | −76.3% |
| 1997-10-23 | HK$2.95M | — |