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At today's rate and a 90% mortgage, the deposit on this unit is about HK$514K, with repayments around HK$22,404/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$514K · loan HK$4.62M · min. income ≈ HK$44,808/mo (50% DSR)
Upfront cash ≈ HK$629K (deposit + AVD stamp duty HK$115,566 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to LR-Tin Wing Station.
Family-friendly — 83 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 72 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 31/F
- Flat
- C
- Saleable Area
- 544 Saleable ft²
- Gross Area
- 710 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-08-02 | HK$4.74M | −13.9% 2.6y · −5.0%/yr |
| 2021-12-23 | HK$5.50M | +3.8% 3.9y · 1.0%/yr |
| 2018-02-20 | HK$5.30M | +61.1% 20.8y · 3.0%/yr |
| 1997-04-28 | HK$3.29M | — |