▼ 0.50% · 3.625%
HK$14,498
−HK$909/mo
▼ 0.25% · 3.875%
HK$14,949
−HK$458/mo
Today · 4.125%
HK$15,407
baseline
▲ 0.50% · 4.625%
HK$16,345
+HK$938/mo
Deposit HK$3.18M · loan HK$3.18M · min. income ≈ HK$30,814/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$170,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,129
−HK$872/mo
▼ 0.25% · 3.875%
HK$16,562
−HK$439/mo
Today · 4.125%
HK$17,001
baseline
▲ 0.50% · 4.625%
HK$17,897
+HK$896/mo
Deposit HK$3.18M · loan HK$3.18M · min. income ≈ HK$34,002/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$170,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,948
−HK$1,000/mo
▼ 0.25% · 3.875%
HK$16,444
−HK$504/mo
Today · 4.125%
HK$16,948
baseline
▲ 0.50% · 4.625%
HK$17,979
+HK$1,031/mo
Deposit HK$2.86M · loan HK$3.50M · min. income ≈ HK$33,896/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$170,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,742
−HK$959/mo
▼ 0.25% · 3.875%
HK$18,218
−HK$483/mo
Today · 4.125%
HK$18,701
baseline
▲ 0.50% · 4.625%
HK$19,686
+HK$985/mo
Deposit HK$2.86M · loan HK$3.50M · min. income ≈ HK$37,402/mo (50% DSR)
Upfront cash ≈ HK$3.03M (deposit + AVD stamp duty HK$170,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,398
−HK$1,091/mo
▼ 0.25% · 3.875%
HK$17,939
−HK$550/mo
Today · 4.125%
HK$18,489
baseline
▲ 0.50% · 4.625%
HK$19,614
+HK$1,125/mo
Deposit HK$2.54M · loan HK$3.81M · min. income ≈ HK$36,978/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$170,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,355
−HK$1,046/mo
▼ 0.25% · 3.875%
HK$19,874
−HK$527/mo
Today · 4.125%
HK$20,401
baseline
▲ 0.50% · 4.625%
HK$21,476
+HK$1,075/mo
Deposit HK$2.54M · loan HK$3.81M · min. income ≈ HK$40,802/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$170,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,848
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$19,434
−HK$596/mo
Today · 4.125%
HK$20,030
baseline
▲ 0.50% · 4.625%
HK$21,248
+HK$1,218/mo
Deposit HK$2.23M · loan HK$4.13M · min. income ≈ HK$40,060/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$170,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,968
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$21,530
−HK$571/mo
Today · 4.125%
HK$22,101
baseline
▲ 0.50% · 4.625%
HK$23,266
+HK$1,165/mo
Deposit HK$2.23M · loan HK$4.13M · min. income ≈ HK$44,202/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$170,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,298
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$20,929
−HK$641/mo
Today · 4.125%
HK$21,570
baseline
▲ 0.50% · 4.625%
HK$22,883
+HK$1,313/mo
Deposit HK$1.91M · loan HK$4.45M · min. income ≈ HK$43,140/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$170,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,581
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$23,186
−HK$615/mo
Today · 4.125%
HK$23,801
baseline
▲ 0.50% · 4.625%
HK$25,055
+HK$1,254/mo
Deposit HK$1.91M · loan HK$4.45M · min. income ≈ HK$47,602/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$170,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,747
−HK$1,364/mo
▼ 0.25% · 3.875%
HK$22,424
−HK$687/mo
Today · 4.125%
HK$23,111
baseline
▲ 0.50% · 4.625%
HK$24,517
+HK$1,406/mo
Deposit HK$1.59M · loan HK$4.77M · min. income ≈ HK$46,222/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$170,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,194
−HK$1,307/mo
▼ 0.25% · 3.875%
HK$24,843
−HK$658/mo
Today · 4.125%
HK$25,501
baseline
▲ 0.50% · 4.625%
HK$26,845
+HK$1,344/mo
Deposit HK$1.59M · loan HK$4.77M · min. income ≈ HK$51,002/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$170,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,197
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$23,919
−HK$733/mo
Today · 4.125%
HK$24,652
baseline
▲ 0.50% · 4.625%
HK$26,152
+HK$1,500/mo
Deposit HK$1.27M · loan HK$5.09M · min. income ≈ HK$49,304/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$170,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,807
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$26,499
−HK$702/mo
Today · 4.125%
HK$27,201
baseline
▲ 0.50% · 4.625%
HK$28,635
+HK$1,434/mo
Deposit HK$1.27M · loan HK$5.09M · min. income ≈ HK$54,402/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$170,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,647
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$25,414
−HK$779/mo
Today · 4.125%
HK$26,193
baseline
▲ 0.50% · 4.625%
HK$27,786
+HK$1,593/mo
Deposit HK$954K · loan HK$5.40M · min. income ≈ HK$52,386/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$170,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,420
−HK$1,481/mo
▼ 0.25% · 3.875%
HK$28,155
−HK$746/mo
Today · 4.125%
HK$28,901
baseline
▲ 0.50% · 4.625%
HK$30,424
+HK$1,523/mo
Deposit HK$954K · loan HK$5.40M · min. income ≈ HK$57,802/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$170,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,097
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$26,909
−HK$824/mo
Today · 4.125%
HK$27,733
baseline
▲ 0.50% · 4.625%
HK$29,421
+HK$1,688/mo
Deposit HK$636K · loan HK$5.72M · min. income ≈ HK$55,466/mo (50% DSR)
Upfront cash ≈ HK$807K (deposit + AVD stamp duty HK$170,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,033
−HK$1,568/mo
▼ 0.25% · 3.875%
HK$29,811
−HK$790/mo
Today · 4.125%
HK$30,601
baseline
▲ 0.50% · 4.625%
HK$32,214
+HK$1,613/mo
Deposit HK$636K · loan HK$5.72M · min. income ≈ HK$61,202/mo (50% DSR)
Upfront cash ≈ HK$807K (deposit + AVD stamp duty HK$170,819 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).