▼ 0.50% · 3.625%
HK$21,951
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$22,634
−HK$693/mo
Today · 4.125%
HK$23,327
baseline
▲ 0.50% · 4.625%
HK$24,747
+HK$1,420/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$46,654/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$332,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,420
−HK$1,320/mo
▼ 0.25% · 3.875%
HK$25,075
−HK$665/mo
Today · 4.125%
HK$25,740
baseline
▲ 0.50% · 4.625%
HK$27,096
+HK$1,356/mo
Deposit HK$4.81M · loan HK$4.81M · min. income ≈ HK$51,480/mo (50% DSR)
Upfront cash ≈ HK$5.15M (deposit + AVD stamp duty HK$332,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,146
−HK$1,514/mo
▼ 0.25% · 3.875%
HK$24,897
−HK$763/mo
Today · 4.125%
HK$25,660
baseline
▲ 0.50% · 4.625%
HK$27,222
+HK$1,562/mo
Deposit HK$4.33M · loan HK$5.29M · min. income ≈ HK$51,320/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$332,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,862
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$27,583
−HK$730/mo
Today · 4.125%
HK$28,313
baseline
▲ 0.50% · 4.625%
HK$29,806
+HK$1,493/mo
Deposit HK$4.33M · loan HK$5.29M · min. income ≈ HK$56,626/mo (50% DSR)
Upfront cash ≈ HK$4.66M (deposit + AVD stamp duty HK$332,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,341
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$27,160
−HK$833/mo
Today · 4.125%
HK$27,993
baseline
▲ 0.50% · 4.625%
HK$29,696
+HK$1,703/mo
Deposit HK$3.85M · loan HK$5.78M · min. income ≈ HK$55,986/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$332,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,304
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$30,090
−HK$797/mo
Today · 4.125%
HK$30,887
baseline
▲ 0.50% · 4.625%
HK$32,516
+HK$1,629/mo
Deposit HK$3.85M · loan HK$5.78M · min. income ≈ HK$61,774/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$332,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,536
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$29,424
−HK$902/mo
Today · 4.125%
HK$30,326
baseline
▲ 0.50% · 4.625%
HK$32,171
+HK$1,845/mo
Deposit HK$3.37M · loan HK$6.26M · min. income ≈ HK$60,652/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$332,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,746
−HK$1,715/mo
▼ 0.25% · 3.875%
HK$32,598
−HK$863/mo
Today · 4.125%
HK$33,461
baseline
▲ 0.50% · 4.625%
HK$35,225
+HK$1,764/mo
Deposit HK$3.37M · loan HK$6.26M · min. income ≈ HK$66,922/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$332,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,731
−HK$1,927/mo
▼ 0.25% · 3.875%
HK$31,687
−HK$971/mo
Today · 4.125%
HK$32,658
baseline
▲ 0.50% · 4.625%
HK$34,646
+HK$1,988/mo
Deposit HK$2.89M · loan HK$6.74M · min. income ≈ HK$65,316/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$332,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,188
−HK$1,847/mo
▼ 0.25% · 3.875%
HK$35,105
−HK$930/mo
Today · 4.125%
HK$36,035
baseline
▲ 0.50% · 4.625%
HK$37,935
+HK$1,900/mo
Deposit HK$2.89M · loan HK$6.74M · min. income ≈ HK$72,070/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$332,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,926
−HK$2,065/mo
▼ 0.25% · 3.875%
HK$33,951
−HK$1,040/mo
Today · 4.125%
HK$34,991
baseline
▲ 0.50% · 4.625%
HK$37,120
+HK$2,129/mo
Deposit HK$2.41M · loan HK$7.22M · min. income ≈ HK$69,982/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$332,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,630
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$37,613
−HK$996/mo
Today · 4.125%
HK$38,609
baseline
▲ 0.50% · 4.625%
HK$40,644
+HK$2,035/mo
Deposit HK$2.41M · loan HK$7.22M · min. income ≈ HK$77,218/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$332,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,121
−HK$2,203/mo
▼ 0.25% · 3.875%
HK$36,214
−HK$1,110/mo
Today · 4.125%
HK$37,324
baseline
▲ 0.50% · 4.625%
HK$39,595
+HK$2,271/mo
Deposit HK$1.93M · loan HK$7.70M · min. income ≈ HK$74,648/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$332,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,072
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$40,120
−HK$1,063/mo
Today · 4.125%
HK$41,183
baseline
▲ 0.50% · 4.625%
HK$43,354
+HK$2,171/mo
Deposit HK$1.93M · loan HK$7.70M · min. income ≈ HK$82,366/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$332,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,317
−HK$2,340/mo
▼ 0.25% · 3.875%
HK$38,477
−HK$1,180/mo
Today · 4.125%
HK$39,657
baseline
▲ 0.50% · 4.625%
HK$42,070
+HK$2,413/mo
Deposit HK$1.44M · loan HK$8.18M · min. income ≈ HK$79,314/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$332,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,514
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$42,628
−HK$1,129/mo
Today · 4.125%
HK$43,757
baseline
▲ 0.50% · 4.625%
HK$46,064
+HK$2,307/mo
Deposit HK$1.44M · loan HK$8.18M · min. income ≈ HK$87,514/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$332,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,512
−HK$2,477/mo
▼ 0.25% · 3.875%
HK$40,741
−HK$1,248/mo
Today · 4.125%
HK$41,989
baseline
▲ 0.50% · 4.625%
HK$44,544
+HK$2,555/mo
Deposit HK$963K · loan HK$8.66M · min. income ≈ HK$83,978/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$332,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,956
−HK$2,375/mo
▼ 0.25% · 3.875%
HK$45,135
−HK$1,196/mo
Today · 4.125%
HK$46,331
baseline
▲ 0.50% · 4.625%
HK$48,773
+HK$2,442/mo
Deposit HK$963K · loan HK$8.66M · min. income ≈ HK$92,662/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$332,652 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).