▼ 0.50% · 3.625%
HK$17,476
−HK$1,096/mo
▼ 0.25% · 3.875%
HK$18,020
−HK$552/mo
Today · 4.125%
HK$18,572
baseline
▲ 0.50% · 4.625%
HK$19,702
+HK$1,130/mo
Deposit HK$3.83M · loan HK$3.83M · min. income ≈ HK$37,144/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$229,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,442
−HK$1,050/mo
▼ 0.25% · 3.875%
HK$19,963
−HK$529/mo
Today · 4.125%
HK$20,492
baseline
▲ 0.50% · 4.625%
HK$21,573
+HK$1,081/mo
Deposit HK$3.83M · loan HK$3.83M · min. income ≈ HK$40,984/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$229,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,224
−HK$1,205/mo
▼ 0.25% · 3.875%
HK$19,822
−HK$607/mo
Today · 4.125%
HK$20,429
baseline
▲ 0.50% · 4.625%
HK$21,672
+HK$1,243/mo
Deposit HK$3.45M · loan HK$4.22M · min. income ≈ HK$40,858/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$229,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,386
−HK$1,156/mo
▼ 0.25% · 3.875%
HK$21,960
−HK$582/mo
Today · 4.125%
HK$22,542
baseline
▲ 0.50% · 4.625%
HK$23,730
+HK$1,188/mo
Deposit HK$3.45M · loan HK$4.22M · min. income ≈ HK$45,084/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$229,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,971
−HK$1,315/mo
▼ 0.25% · 3.875%
HK$21,624
−HK$662/mo
Today · 4.125%
HK$22,286
baseline
▲ 0.50% · 4.625%
HK$23,643
+HK$1,357/mo
Deposit HK$3.07M · loan HK$4.60M · min. income ≈ HK$44,572/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$229,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,330
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$23,956
−HK$635/mo
Today · 4.125%
HK$24,591
baseline
▲ 0.50% · 4.625%
HK$25,887
+HK$1,296/mo
Deposit HK$3.07M · loan HK$4.60M · min. income ≈ HK$49,182/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$229,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,719
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$23,426
−HK$718/mo
Today · 4.125%
HK$24,144
baseline
▲ 0.50% · 4.625%
HK$25,613
+HK$1,469/mo
Deposit HK$2.68M · loan HK$4.98M · min. income ≈ HK$48,288/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$229,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,275
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$25,953
−HK$687/mo
Today · 4.125%
HK$26,640
baseline
▲ 0.50% · 4.625%
HK$28,044
+HK$1,404/mo
Deposit HK$2.68M · loan HK$4.98M · min. income ≈ HK$53,280/mo (50% DSR)
Upfront cash ≈ HK$2.91M (deposit + AVD stamp duty HK$229,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,467
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$25,228
−HK$773/mo
Today · 4.125%
HK$26,001
baseline
▲ 0.50% · 4.625%
HK$27,583
+HK$1,582/mo
Deposit HK$2.30M · loan HK$5.36M · min. income ≈ HK$52,002/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$229,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,219
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$27,949
−HK$740/mo
Today · 4.125%
HK$28,689
baseline
▲ 0.50% · 4.625%
HK$30,202
+HK$1,513/mo
Deposit HK$2.30M · loan HK$5.36M · min. income ≈ HK$57,378/mo (50% DSR)
Upfront cash ≈ HK$2.53M (deposit + AVD stamp duty HK$229,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,214
−HK$1,644/mo
▼ 0.25% · 3.875%
HK$27,030
−HK$828/mo
Today · 4.125%
HK$27,858
baseline
▲ 0.50% · 4.625%
HK$29,553
+HK$1,695/mo
Deposit HK$1.92M · loan HK$5.75M · min. income ≈ HK$55,716/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$229,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,163
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$29,945
−HK$794/mo
Today · 4.125%
HK$30,739
baseline
▲ 0.50% · 4.625%
HK$32,359
+HK$1,620/mo
Deposit HK$1.92M · loan HK$5.75M · min. income ≈ HK$61,478/mo (50% DSR)
Upfront cash ≈ HK$2.15M (deposit + AVD stamp duty HK$229,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,962
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$28,832
−HK$883/mo
Today · 4.125%
HK$29,715
baseline
▲ 0.50% · 4.625%
HK$31,523
+HK$1,808/mo
Deposit HK$1.53M · loan HK$6.13M · min. income ≈ HK$59,430/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$229,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,107
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$31,942
−HK$846/mo
Today · 4.125%
HK$32,788
baseline
▲ 0.50% · 4.625%
HK$34,516
+HK$1,728/mo
Deposit HK$1.53M · loan HK$6.13M · min. income ≈ HK$65,576/mo (50% DSR)
Upfront cash ≈ HK$1.76M (deposit + AVD stamp duty HK$229,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,709
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$30,634
−HK$939/mo
Today · 4.125%
HK$31,573
baseline
▲ 0.50% · 4.625%
HK$33,494
+HK$1,921/mo
Deposit HK$1.15M · loan HK$6.51M · min. income ≈ HK$63,146/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$229,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,052
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$33,938
−HK$899/mo
Today · 4.125%
HK$34,837
baseline
▲ 0.50% · 4.625%
HK$36,673
+HK$1,836/mo
Deposit HK$1.15M · loan HK$6.51M · min. income ≈ HK$69,674/mo (50% DSR)
Upfront cash ≈ HK$1.38M (deposit + AVD stamp duty HK$229,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,457
−HK$1,973/mo
▼ 0.25% · 3.875%
HK$32,436
−HK$994/mo
Today · 4.125%
HK$33,430
baseline
▲ 0.50% · 4.625%
HK$35,464
+HK$2,034/mo
Deposit HK$766K · loan HK$6.90M · min. income ≈ HK$66,860/mo (50% DSR)
Upfront cash ≈ HK$996K (deposit + AVD stamp duty HK$229,924 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,996
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$35,934
−HK$952/mo
Today · 4.125%
HK$36,886
baseline
▲ 0.50% · 4.625%
HK$38,831
+HK$1,945/mo
Deposit HK$766K · loan HK$6.90M · min. income ≈ HK$73,772/mo (50% DSR)
Upfront cash ≈ HK$996K (deposit + AVD stamp duty HK$229,924 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).