▼ 0.50% · 3.625%
HK$17,755
−HK$1,114/mo
▼ 0.25% · 3.875%
HK$18,308
−HK$561/mo
Today · 4.125%
HK$18,869
baseline
▲ 0.50% · 4.625%
HK$20,017
+HK$1,148/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$37,738/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$233,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,753
−HK$1,067/mo
▼ 0.25% · 3.875%
HK$20,282
−HK$538/mo
Today · 4.125%
HK$20,820
baseline
▲ 0.50% · 4.625%
HK$21,917
+HK$1,097/mo
Deposit HK$3.89M · loan HK$3.89M · min. income ≈ HK$41,640/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$233,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,531
−HK$1,225/mo
▼ 0.25% · 3.875%
HK$20,138
−HK$618/mo
Today · 4.125%
HK$20,756
baseline
▲ 0.50% · 4.625%
HK$22,019
+HK$1,263/mo
Deposit HK$3.50M · loan HK$4.28M · min. income ≈ HK$41,512/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$233,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,728
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$22,311
−HK$591/mo
Today · 4.125%
HK$22,902
baseline
▲ 0.50% · 4.625%
HK$24,109
+HK$1,207/mo
Deposit HK$3.50M · loan HK$4.28M · min. income ≈ HK$45,804/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$233,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,306
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$21,969
−HK$673/mo
Today · 4.125%
HK$22,642
baseline
▲ 0.50% · 4.625%
HK$24,020
+HK$1,378/mo
Deposit HK$3.11M · loan HK$4.67M · min. income ≈ HK$45,284/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,703
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$24,339
−HK$645/mo
Today · 4.125%
HK$24,984
baseline
▲ 0.50% · 4.625%
HK$26,301
+HK$1,317/mo
Deposit HK$3.11M · loan HK$4.67M · min. income ≈ HK$49,968/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,082
−HK$1,447/mo
▼ 0.25% · 3.875%
HK$23,800
−HK$729/mo
Today · 4.125%
HK$24,529
baseline
▲ 0.50% · 4.625%
HK$26,022
+HK$1,493/mo
Deposit HK$2.73M · loan HK$5.06M · min. income ≈ HK$49,058/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$233,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,678
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$26,367
−HK$699/mo
Today · 4.125%
HK$27,066
baseline
▲ 0.50% · 4.625%
HK$28,492
+HK$1,426/mo
Deposit HK$2.73M · loan HK$5.06M · min. income ≈ HK$54,132/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$233,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,857
−HK$1,559/mo
▼ 0.25% · 3.875%
HK$25,631
−HK$785/mo
Today · 4.125%
HK$26,416
baseline
▲ 0.50% · 4.625%
HK$28,024
+HK$1,608/mo
Deposit HK$2.34M · loan HK$5.45M · min. income ≈ HK$52,832/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,654
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$28,395
−HK$753/mo
Today · 4.125%
HK$29,148
baseline
▲ 0.50% · 4.625%
HK$30,684
+HK$1,536/mo
Deposit HK$2.34M · loan HK$5.45M · min. income ≈ HK$58,296/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,633
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$27,461
−HK$842/mo
Today · 4.125%
HK$28,303
baseline
▲ 0.50% · 4.625%
HK$30,025
+HK$1,722/mo
Deposit HK$1.95M · loan HK$5.84M · min. income ≈ HK$56,606/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,629
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$30,424
−HK$806/mo
Today · 4.125%
HK$31,230
baseline
▲ 0.50% · 4.625%
HK$32,876
+HK$1,646/mo
Deposit HK$1.95M · loan HK$5.84M · min. income ≈ HK$62,460/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,408
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$29,292
−HK$898/mo
Today · 4.125%
HK$30,190
baseline
▲ 0.50% · 4.625%
HK$32,027
+HK$1,837/mo
Deposit HK$1.56M · loan HK$6.23M · min. income ≈ HK$60,380/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,604
−HK$1,708/mo
▼ 0.25% · 3.875%
HK$32,452
−HK$860/mo
Today · 4.125%
HK$33,312
baseline
▲ 0.50% · 4.625%
HK$35,068
+HK$1,756/mo
Deposit HK$1.56M · loan HK$6.23M · min. income ≈ HK$66,624/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,184
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$31,123
−HK$954/mo
Today · 4.125%
HK$32,077
baseline
▲ 0.50% · 4.625%
HK$34,029
+HK$1,952/mo
Deposit HK$1.17M · loan HK$6.62M · min. income ≈ HK$64,154/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,579
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$34,480
−HK$914/mo
Today · 4.125%
HK$35,394
baseline
▲ 0.50% · 4.625%
HK$37,259
+HK$1,865/mo
Deposit HK$1.17M · loan HK$6.62M · min. income ≈ HK$70,788/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,960
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$32,954
−HK$1,010/mo
Today · 4.125%
HK$33,964
baseline
▲ 0.50% · 4.625%
HK$36,030
+HK$2,066/mo
Deposit HK$779K · loan HK$7.01M · min. income ≈ HK$67,928/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,555
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$36,508
−HK$968/mo
Today · 4.125%
HK$37,476
baseline
▲ 0.50% · 4.625%
HK$39,451
+HK$1,975/mo
Deposit HK$779K · loan HK$7.01M · min. income ≈ HK$74,952/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,597 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).