▼ 0.50% · 3.625%
HK$20,549
−HK$1,289/mo
▼ 0.25% · 3.875%
HK$21,188
−HK$650/mo
Today · 4.125%
HK$21,838
baseline
▲ 0.50% · 4.625%
HK$23,167
+HK$1,329/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$43,676/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$271,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,861
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$23,474
−HK$622/mo
Today · 4.125%
HK$24,096
baseline
▲ 0.50% · 4.625%
HK$25,366
+HK$1,270/mo
Deposit HK$4.51M · loan HK$4.51M · min. income ≈ HK$48,192/mo (50% DSR)
Upfront cash ≈ HK$4.78M (deposit + AVD stamp duty HK$271,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,604
−HK$1,418/mo
▼ 0.25% · 3.875%
HK$23,307
−HK$715/mo
Today · 4.125%
HK$24,022
baseline
▲ 0.50% · 4.625%
HK$25,483
+HK$1,461/mo
Deposit HK$4.06M · loan HK$4.96M · min. income ≈ HK$48,044/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$271,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,147
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$25,821
−HK$684/mo
Today · 4.125%
HK$26,505
baseline
▲ 0.50% · 4.625%
HK$27,903
+HK$1,398/mo
Deposit HK$4.06M · loan HK$4.96M · min. income ≈ HK$53,010/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$271,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,659
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$25,426
−HK$779/mo
Today · 4.125%
HK$26,205
baseline
▲ 0.50% · 4.625%
HK$27,800
+HK$1,595/mo
Deposit HK$3.60M · loan HK$5.41M · min. income ≈ HK$52,410/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$271,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,433
−HK$1,482/mo
▼ 0.25% · 3.875%
HK$28,169
−HK$746/mo
Today · 4.125%
HK$28,915
baseline
▲ 0.50% · 4.625%
HK$30,439
+HK$1,524/mo
Deposit HK$3.60M · loan HK$5.41M · min. income ≈ HK$57,830/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$271,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,714
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$27,545
−HK$844/mo
Today · 4.125%
HK$28,389
baseline
▲ 0.50% · 4.625%
HK$30,116
+HK$1,727/mo
Deposit HK$3.15M · loan HK$5.86M · min. income ≈ HK$56,778/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$271,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,719
−HK$1,606/mo
▼ 0.25% · 3.875%
HK$30,516
−HK$809/mo
Today · 4.125%
HK$31,325
baseline
▲ 0.50% · 4.625%
HK$32,976
+HK$1,651/mo
Deposit HK$3.15M · loan HK$5.86M · min. income ≈ HK$62,650/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$271,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,769
−HK$1,804/mo
▼ 0.25% · 3.875%
HK$29,664
−HK$909/mo
Today · 4.125%
HK$30,573
baseline
▲ 0.50% · 4.625%
HK$32,433
+HK$1,860/mo
Deposit HK$2.70M · loan HK$6.31M · min. income ≈ HK$61,146/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$271,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,005
−HK$1,729/mo
▼ 0.25% · 3.875%
HK$32,863
−HK$871/mo
Today · 4.125%
HK$33,734
baseline
▲ 0.50% · 4.625%
HK$35,512
+HK$1,778/mo
Deposit HK$2.70M · loan HK$6.31M · min. income ≈ HK$67,468/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$271,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,824
−HK$1,933/mo
▼ 0.25% · 3.875%
HK$31,783
−HK$974/mo
Today · 4.125%
HK$32,757
baseline
▲ 0.50% · 4.625%
HK$34,750
+HK$1,993/mo
Deposit HK$2.25M · loan HK$6.76M · min. income ≈ HK$65,514/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$271,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,291
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$35,211
−HK$933/mo
Today · 4.125%
HK$36,144
baseline
▲ 0.50% · 4.625%
HK$38,049
+HK$1,905/mo
Deposit HK$2.25M · loan HK$6.76M · min. income ≈ HK$72,288/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$271,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,879
−HK$2,061/mo
▼ 0.25% · 3.875%
HK$33,901
−HK$1,039/mo
Today · 4.125%
HK$34,940
baseline
▲ 0.50% · 4.625%
HK$37,066
+HK$2,126/mo
Deposit HK$1.80M · loan HK$7.21M · min. income ≈ HK$69,880/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$271,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,577
−HK$1,976/mo
▼ 0.25% · 3.875%
HK$37,558
−HK$995/mo
Today · 4.125%
HK$38,553
baseline
▲ 0.50% · 4.625%
HK$40,585
+HK$2,032/mo
Deposit HK$1.80M · loan HK$7.21M · min. income ≈ HK$77,106/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$271,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,934
−HK$2,190/mo
▼ 0.25% · 3.875%
HK$36,020
−HK$1,104/mo
Today · 4.125%
HK$37,124
baseline
▲ 0.50% · 4.625%
HK$39,383
+HK$2,259/mo
Deposit HK$1.35M · loan HK$7.66M · min. income ≈ HK$74,248/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$271,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,863
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$39,906
−HK$1,057/mo
Today · 4.125%
HK$40,963
baseline
▲ 0.50% · 4.625%
HK$43,122
+HK$2,159/mo
Deposit HK$1.35M · loan HK$7.66M · min. income ≈ HK$81,926/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$271,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,988
−HK$2,320/mo
▼ 0.25% · 3.875%
HK$38,139
−HK$1,169/mo
Today · 4.125%
HK$39,308
baseline
▲ 0.50% · 4.625%
HK$41,700
+HK$2,392/mo
Deposit HK$901K · loan HK$8.11M · min. income ≈ HK$78,616/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$271,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,149
−HK$2,223/mo
▼ 0.25% · 3.875%
HK$42,253
−HK$1,119/mo
Today · 4.125%
HK$43,372
baseline
▲ 0.50% · 4.625%
HK$45,659
+HK$2,287/mo
Deposit HK$901K · loan HK$8.11M · min. income ≈ HK$86,744/mo (50% DSR)
Upfront cash ≈ HK$1.17M (deposit + AVD stamp duty HK$271,177 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).