▼ 0.50% · 3.625%
HK$15,516
−HK$973/mo
▼ 0.25% · 3.875%
HK$15,999
−HK$490/mo
Today · 4.125%
HK$16,489
baseline
▲ 0.50% · 4.625%
HK$17,492
+HK$1,003/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$32,978/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$204,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,261
−HK$933/mo
▼ 0.25% · 3.875%
HK$17,724
−HK$470/mo
Today · 4.125%
HK$18,194
baseline
▲ 0.50% · 4.625%
HK$19,153
+HK$959/mo
Deposit HK$3.40M · loan HK$3.40M · min. income ≈ HK$36,388/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$204,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,068
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$17,598
−HK$540/mo
Today · 4.125%
HK$18,138
baseline
▲ 0.50% · 4.625%
HK$19,242
+HK$1,104/mo
Deposit HK$3.06M · loan HK$3.74M · min. income ≈ HK$36,276/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$204,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,988
−HK$1,025/mo
▼ 0.25% · 3.875%
HK$19,497
−HK$516/mo
Today · 4.125%
HK$20,013
baseline
▲ 0.50% · 4.625%
HK$21,068
+HK$1,055/mo
Deposit HK$3.06M · loan HK$3.74M · min. income ≈ HK$40,026/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$204,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,619
−HK$1,168/mo
▼ 0.25% · 3.875%
HK$19,198
−HK$589/mo
Today · 4.125%
HK$19,787
baseline
▲ 0.50% · 4.625%
HK$20,991
+HK$1,204/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$39,574/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$204,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,714
−HK$1,119/mo
▼ 0.25% · 3.875%
HK$21,269
−HK$564/mo
Today · 4.125%
HK$21,833
baseline
▲ 0.50% · 4.625%
HK$22,984
+HK$1,151/mo
Deposit HK$2.72M · loan HK$4.08M · min. income ≈ HK$43,666/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$204,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,171
−HK$1,265/mo
▼ 0.25% · 3.875%
HK$20,798
−HK$638/mo
Today · 4.125%
HK$21,436
baseline
▲ 0.50% · 4.625%
HK$22,740
+HK$1,304/mo
Deposit HK$2.38M · loan HK$4.42M · min. income ≈ HK$42,872/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$204,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,440
−HK$1,212/mo
▼ 0.25% · 3.875%
HK$23,042
−HK$610/mo
Today · 4.125%
HK$23,652
baseline
▲ 0.50% · 4.625%
HK$24,899
+HK$1,247/mo
Deposit HK$2.38M · loan HK$4.42M · min. income ≈ HK$47,304/mo (50% DSR)
Upfront cash ≈ HK$2.59M (deposit + AVD stamp duty HK$204,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,722
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$22,398
−HK$687/mo
Today · 4.125%
HK$23,085
baseline
▲ 0.50% · 4.625%
HK$24,489
+HK$1,404/mo
Deposit HK$2.04M · loan HK$4.76M · min. income ≈ HK$46,170/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,166
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$24,814
−HK$658/mo
Today · 4.125%
HK$25,472
baseline
▲ 0.50% · 4.625%
HK$26,814
+HK$1,342/mo
Deposit HK$2.04M · loan HK$4.76M · min. income ≈ HK$50,944/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$204,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,274
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$23,998
−HK$735/mo
Today · 4.125%
HK$24,733
baseline
▲ 0.50% · 4.625%
HK$26,238
+HK$1,505/mo
Deposit HK$1.70M · loan HK$5.10M · min. income ≈ HK$49,466/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$204,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,892
−HK$1,399/mo
▼ 0.25% · 3.875%
HK$26,586
−HK$705/mo
Today · 4.125%
HK$27,291
baseline
▲ 0.50% · 4.625%
HK$28,729
+HK$1,438/mo
Deposit HK$1.70M · loan HK$5.10M · min. income ≈ HK$54,582/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$204,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,826
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$25,598
−HK$784/mo
Today · 4.125%
HK$26,382
baseline
▲ 0.50% · 4.625%
HK$27,988
+HK$1,606/mo
Deposit HK$1.36M · loan HK$5.44M · min. income ≈ HK$52,764/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$204,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,618
−HK$1,492/mo
▼ 0.25% · 3.875%
HK$28,359
−HK$751/mo
Today · 4.125%
HK$29,110
baseline
▲ 0.50% · 4.625%
HK$30,645
+HK$1,535/mo
Deposit HK$1.36M · loan HK$5.44M · min. income ≈ HK$58,220/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$204,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,377
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$27,198
−HK$833/mo
Today · 4.125%
HK$28,031
baseline
▲ 0.50% · 4.625%
HK$29,737
+HK$1,706/mo
Deposit HK$1.02M · loan HK$5.78M · min. income ≈ HK$56,062/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$204,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,344
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$30,131
−HK$799/mo
Today · 4.125%
HK$30,930
baseline
▲ 0.50% · 4.625%
HK$32,560
+HK$1,630/mo
Deposit HK$1.02M · loan HK$5.78M · min. income ≈ HK$61,860/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$204,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,929
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$28,798
−HK$882/mo
Today · 4.125%
HK$29,680
baseline
▲ 0.50% · 4.625%
HK$31,486
+HK$1,806/mo
Deposit HK$680K · loan HK$6.12M · min. income ≈ HK$59,360/mo (50% DSR)
Upfront cash ≈ HK$885K (deposit + AVD stamp duty HK$204,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,071
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$31,904
−HK$845/mo
Today · 4.125%
HK$32,749
baseline
▲ 0.50% · 4.625%
HK$34,475
+HK$1,726/mo
Deposit HK$680K · loan HK$6.12M · min. income ≈ HK$65,498/mo (50% DSR)
Upfront cash ≈ HK$885K (deposit + AVD stamp duty HK$204,135 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).