▼ 0.50% · 3.625%
HK$17,848
−HK$1,120/mo
▼ 0.25% · 3.875%
HK$18,404
−HK$564/mo
Today · 4.125%
HK$18,968
baseline
▲ 0.50% · 4.625%
HK$20,122
+HK$1,154/mo
Deposit HK$3.91M · loan HK$3.91M · min. income ≈ HK$37,936/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$234,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,856
−HK$1,073/mo
▼ 0.25% · 3.875%
HK$20,389
−HK$540/mo
Today · 4.125%
HK$20,929
baseline
▲ 0.50% · 4.625%
HK$22,032
+HK$1,103/mo
Deposit HK$3.91M · loan HK$3.91M · min. income ≈ HK$41,858/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$234,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,633
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$20,244
−HK$621/mo
Today · 4.125%
HK$20,865
baseline
▲ 0.50% · 4.625%
HK$22,134
+HK$1,269/mo
Deposit HK$3.52M · loan HK$4.31M · min. income ≈ HK$41,730/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$234,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,842
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$22,428
−HK$594/mo
Today · 4.125%
HK$23,022
baseline
▲ 0.50% · 4.625%
HK$24,235
+HK$1,213/mo
Deposit HK$3.52M · loan HK$4.31M · min. income ≈ HK$46,044/mo (50% DSR)
Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$234,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,418
−HK$1,343/mo
▼ 0.25% · 3.875%
HK$22,084
−HK$677/mo
Today · 4.125%
HK$22,761
baseline
▲ 0.50% · 4.625%
HK$24,146
+HK$1,385/mo
Deposit HK$3.13M · loan HK$4.70M · min. income ≈ HK$45,522/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$234,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,828
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$24,467
−HK$648/mo
Today · 4.125%
HK$25,115
baseline
▲ 0.50% · 4.625%
HK$26,439
+HK$1,324/mo
Deposit HK$3.13M · loan HK$4.70M · min. income ≈ HK$50,230/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$234,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,203
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$23,925
−HK$733/mo
Today · 4.125%
HK$24,658
baseline
▲ 0.50% · 4.625%
HK$26,158
+HK$1,500/mo
Deposit HK$2.74M · loan HK$5.09M · min. income ≈ HK$49,316/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$234,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,813
−HK$1,395/mo
▼ 0.25% · 3.875%
HK$26,505
−HK$703/mo
Today · 4.125%
HK$27,208
baseline
▲ 0.50% · 4.625%
HK$28,642
+HK$1,434/mo
Deposit HK$2.74M · loan HK$5.09M · min. income ≈ HK$54,416/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$234,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,988
−HK$1,567/mo
▼ 0.25% · 3.875%
HK$25,765
−HK$790/mo
Today · 4.125%
HK$26,555
baseline
▲ 0.50% · 4.625%
HK$28,171
+HK$1,616/mo
Deposit HK$2.35M · loan HK$5.48M · min. income ≈ HK$53,110/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,799
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$28,544
−HK$757/mo
Today · 4.125%
HK$29,301
baseline
▲ 0.50% · 4.625%
HK$30,845
+HK$1,544/mo
Deposit HK$2.35M · loan HK$5.48M · min. income ≈ HK$58,602/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,773
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$27,606
−HK$846/mo
Today · 4.125%
HK$28,452
baseline
▲ 0.50% · 4.625%
HK$30,183
+HK$1,731/mo
Deposit HK$1.96M · loan HK$5.87M · min. income ≈ HK$56,904/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,784
−HK$1,610/mo
▼ 0.25% · 3.875%
HK$30,583
−HK$811/mo
Today · 4.125%
HK$31,394
baseline
▲ 0.50% · 4.625%
HK$33,048
+HK$1,654/mo
Deposit HK$1.96M · loan HK$5.87M · min. income ≈ HK$62,788/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,558
−HK$1,790/mo
▼ 0.25% · 3.875%
HK$29,446
−HK$902/mo
Today · 4.125%
HK$30,348
baseline
▲ 0.50% · 4.625%
HK$32,195
+HK$1,847/mo
Deposit HK$1.57M · loan HK$6.26M · min. income ≈ HK$60,696/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,770
−HK$1,716/mo
▼ 0.25% · 3.875%
HK$32,622
−HK$864/mo
Today · 4.125%
HK$33,486
baseline
▲ 0.50% · 4.625%
HK$35,252
+HK$1,766/mo
Deposit HK$1.57M · loan HK$6.26M · min. income ≈ HK$66,972/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,342
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$31,286
−HK$959/mo
Today · 4.125%
HK$32,245
baseline
▲ 0.50% · 4.625%
HK$34,207
+HK$1,962/mo
Deposit HK$1.17M · loan HK$6.65M · min. income ≈ HK$64,490/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$234,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,756
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$34,661
−HK$918/mo
Today · 4.125%
HK$35,579
baseline
▲ 0.50% · 4.625%
HK$37,455
+HK$1,876/mo
Deposit HK$1.17M · loan HK$6.65M · min. income ≈ HK$71,158/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$234,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,127
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$33,127
−HK$1,015/mo
Today · 4.125%
HK$34,142
baseline
▲ 0.50% · 4.625%
HK$36,219
+HK$2,077/mo
Deposit HK$783K · loan HK$7.04M · min. income ≈ HK$68,284/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,741
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$36,700
−HK$972/mo
Today · 4.125%
HK$37,672
baseline
▲ 0.50% · 4.625%
HK$39,658
+HK$1,986/mo
Deposit HK$783K · loan HK$7.04M · min. income ≈ HK$75,344/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,823 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).