▼ 0.50% · 3.625%
HK$15,116
−HK$948/mo
▼ 0.25% · 3.875%
HK$15,586
−HK$478/mo
Today · 4.125%
HK$16,064
baseline
▲ 0.50% · 4.625%
HK$17,041
+HK$977/mo
Deposit HK$3.31M · loan HK$3.31M · min. income ≈ HK$32,128/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$197,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,816
−HK$909/mo
▼ 0.25% · 3.875%
HK$17,267
−HK$458/mo
Today · 4.125%
HK$17,725
baseline
▲ 0.50% · 4.625%
HK$18,659
+HK$934/mo
Deposit HK$3.31M · loan HK$3.31M · min. income ≈ HK$35,450/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$197,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,628
−HK$1,042/mo
▼ 0.25% · 3.875%
HK$17,145
−HK$525/mo
Today · 4.125%
HK$17,670
baseline
▲ 0.50% · 4.625%
HK$18,746
+HK$1,076/mo
Deposit HK$2.98M · loan HK$3.65M · min. income ≈ HK$35,340/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$197,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,498
−HK$999/mo
▼ 0.25% · 3.875%
HK$18,994
−HK$503/mo
Today · 4.125%
HK$19,497
baseline
▲ 0.50% · 4.625%
HK$20,525
+HK$1,028/mo
Deposit HK$2.98M · loan HK$3.65M · min. income ≈ HK$38,994/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$197,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,139
−HK$1,138/mo
▼ 0.25% · 3.875%
HK$18,703
−HK$574/mo
Today · 4.125%
HK$19,277
baseline
▲ 0.50% · 4.625%
HK$20,450
+HK$1,173/mo
Deposit HK$2.65M · loan HK$3.98M · min. income ≈ HK$38,554/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$197,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,180
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$20,721
−HK$549/mo
Today · 4.125%
HK$21,270
baseline
▲ 0.50% · 4.625%
HK$22,391
+HK$1,121/mo
Deposit HK$2.65M · loan HK$3.98M · min. income ≈ HK$42,540/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$197,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,651
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$20,262
−HK$621/mo
Today · 4.125%
HK$20,883
baseline
▲ 0.50% · 4.625%
HK$22,154
+HK$1,271/mo
Deposit HK$2.32M · loan HK$4.31M · min. income ≈ HK$41,766/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$197,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,861
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$22,448
−HK$594/mo
Today · 4.125%
HK$23,042
baseline
▲ 0.50% · 4.625%
HK$24,257
+HK$1,215/mo
Deposit HK$2.32M · loan HK$4.31M · min. income ≈ HK$46,084/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$197,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,162
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$21,821
−HK$668/mo
Today · 4.125%
HK$22,489
baseline
▲ 0.50% · 4.625%
HK$23,858
+HK$1,369/mo
Deposit HK$1.99M · loan HK$4.64M · min. income ≈ HK$44,978/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$197,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,543
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$24,174
−HK$641/mo
Today · 4.125%
HK$24,815
baseline
▲ 0.50% · 4.625%
HK$26,123
+HK$1,308/mo
Deposit HK$1.99M · loan HK$4.64M · min. income ≈ HK$49,630/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$197,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,674
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$23,379
−HK$717/mo
Today · 4.125%
HK$24,096
baseline
▲ 0.50% · 4.625%
HK$25,562
+HK$1,466/mo
Deposit HK$1.66M · loan HK$4.97M · min. income ≈ HK$48,192/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$197,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,225
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$25,901
−HK$686/mo
Today · 4.125%
HK$26,587
baseline
▲ 0.50% · 4.625%
HK$27,989
+HK$1,402/mo
Deposit HK$1.66M · loan HK$4.97M · min. income ≈ HK$53,174/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$197,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,186
−HK$1,516/mo
▼ 0.25% · 3.875%
HK$24,938
−HK$764/mo
Today · 4.125%
HK$25,702
baseline
▲ 0.50% · 4.625%
HK$27,266
+HK$1,564/mo
Deposit HK$1.33M · loan HK$5.30M · min. income ≈ HK$51,404/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$197,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,906
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$27,628
−HK$732/mo
Today · 4.125%
HK$28,360
baseline
▲ 0.50% · 4.625%
HK$29,855
+HK$1,495/mo
Deposit HK$1.33M · loan HK$5.30M · min. income ≈ HK$56,720/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$197,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,697
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$26,497
−HK$812/mo
Today · 4.125%
HK$27,309
baseline
▲ 0.50% · 4.625%
HK$28,970
+HK$1,661/mo
Deposit HK$994K · loan HK$5.63M · min. income ≈ HK$54,618/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$197,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,588
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$29,355
−HK$777/mo
Today · 4.125%
HK$30,132
baseline
▲ 0.50% · 4.625%
HK$31,721
+HK$1,589/mo
Deposit HK$994K · loan HK$5.63M · min. income ≈ HK$60,264/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$197,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,209
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$28,055
−HK$860/mo
Today · 4.125%
HK$28,915
baseline
▲ 0.50% · 4.625%
HK$30,674
+HK$1,759/mo
Deposit HK$663K · loan HK$5.97M · min. income ≈ HK$57,830/mo (50% DSR)
Upfront cash ≈ HK$861K (deposit + AVD stamp duty HK$197,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,270
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$31,081
−HK$824/mo
Today · 4.125%
HK$31,905
baseline
▲ 0.50% · 4.625%
HK$33,587
+HK$1,682/mo
Deposit HK$663K · loan HK$5.97M · min. income ≈ HK$63,810/mo (50% DSR)
Upfront cash ≈ HK$861K (deposit + AVD stamp duty HK$197,909 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).