▼ 0.50% · 3.625%
HK$18,066
−HK$1,133/mo
▼ 0.25% · 3.875%
HK$18,628
−HK$571/mo
Today · 4.125%
HK$19,199
baseline
▲ 0.50% · 4.625%
HK$20,367
+HK$1,168/mo
Deposit HK$3.96M · loan HK$3.96M · min. income ≈ HK$38,398/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$237,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,098
−HK$1,086/mo
▼ 0.25% · 3.875%
HK$20,637
−HK$547/mo
Today · 4.125%
HK$21,184
baseline
▲ 0.50% · 4.625%
HK$22,301
+HK$1,117/mo
Deposit HK$3.96M · loan HK$3.96M · min. income ≈ HK$42,368/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$237,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,873
−HK$1,246/mo
▼ 0.25% · 3.875%
HK$20,491
−HK$628/mo
Today · 4.125%
HK$21,119
baseline
▲ 0.50% · 4.625%
HK$22,404
+HK$1,285/mo
Deposit HK$3.57M · loan HK$4.36M · min. income ≈ HK$42,238/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$237,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,108
−HK$1,195/mo
▼ 0.25% · 3.875%
HK$22,701
−HK$602/mo
Today · 4.125%
HK$23,303
baseline
▲ 0.50% · 4.625%
HK$24,531
+HK$1,228/mo
Deposit HK$3.57M · loan HK$4.36M · min. income ≈ HK$46,606/mo (50% DSR)
Upfront cash ≈ HK$3.80M (deposit + AVD stamp duty HK$237,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,679
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$22,354
−HK$685/mo
Today · 4.125%
HK$23,039
baseline
▲ 0.50% · 4.625%
HK$24,441
+HK$1,402/mo
Deposit HK$3.17M · loan HK$4.75M · min. income ≈ HK$46,078/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$237,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,118
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$24,765
−HK$656/mo
Today · 4.125%
HK$25,421
baseline
▲ 0.50% · 4.625%
HK$26,761
+HK$1,340/mo
Deposit HK$3.17M · loan HK$4.75M · min. income ≈ HK$50,842/mo (50% DSR)
Upfront cash ≈ HK$3.41M (deposit + AVD stamp duty HK$237,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,486
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$24,216
−HK$743/mo
Today · 4.125%
HK$24,959
baseline
▲ 0.50% · 4.625%
HK$26,477
+HK$1,518/mo
Deposit HK$2.77M · loan HK$5.15M · min. income ≈ HK$49,918/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$237,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,128
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$26,828
−HK$711/mo
Today · 4.125%
HK$27,539
baseline
▲ 0.50% · 4.625%
HK$28,991
+HK$1,452/mo
Deposit HK$2.77M · loan HK$5.15M · min. income ≈ HK$55,078/mo (50% DSR)
Upfront cash ≈ HK$3.01M (deposit + AVD stamp duty HK$237,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,292
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$26,079
−HK$799/mo
Today · 4.125%
HK$26,878
baseline
▲ 0.50% · 4.625%
HK$28,514
+HK$1,636/mo
Deposit HK$2.38M · loan HK$5.55M · min. income ≈ HK$53,756/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$237,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,138
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$28,892
−HK$766/mo
Today · 4.125%
HK$29,658
baseline
▲ 0.50% · 4.625%
HK$31,221
+HK$1,563/mo
Deposit HK$2.38M · loan HK$5.55M · min. income ≈ HK$59,316/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$237,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,099
−HK$1,699/mo
▼ 0.25% · 3.875%
HK$27,942
−HK$856/mo
Today · 4.125%
HK$28,798
baseline
▲ 0.50% · 4.625%
HK$30,551
+HK$1,753/mo
Deposit HK$1.98M · loan HK$5.94M · min. income ≈ HK$57,596/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$237,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,147
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$30,956
−HK$820/mo
Today · 4.125%
HK$31,776
baseline
▲ 0.50% · 4.625%
HK$33,451
+HK$1,675/mo
Deposit HK$1.98M · loan HK$5.94M · min. income ≈ HK$63,552/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$237,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,906
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$29,805
−HK$913/mo
Today · 4.125%
HK$30,718
baseline
▲ 0.50% · 4.625%
HK$32,587
+HK$1,869/mo
Deposit HK$1.58M · loan HK$6.34M · min. income ≈ HK$61,436/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,157
−HK$1,738/mo
▼ 0.25% · 3.875%
HK$33,020
−HK$875/mo
Today · 4.125%
HK$33,895
baseline
▲ 0.50% · 4.625%
HK$35,681
+HK$1,786/mo
Deposit HK$1.58M · loan HK$6.34M · min. income ≈ HK$67,790/mo (50% DSR)
Upfront cash ≈ HK$1.82M (deposit + AVD stamp duty HK$237,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,712
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$31,668
−HK$970/mo
Today · 4.125%
HK$32,638
baseline
▲ 0.50% · 4.625%
HK$34,624
+HK$1,986/mo
Deposit HK$1.19M · loan HK$6.73M · min. income ≈ HK$65,276/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$237,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,167
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$35,083
−HK$930/mo
Today · 4.125%
HK$36,013
baseline
▲ 0.50% · 4.625%
HK$37,911
+HK$1,898/mo
Deposit HK$1.19M · loan HK$6.73M · min. income ≈ HK$72,026/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$237,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,519
−HK$2,039/mo
▼ 0.25% · 3.875%
HK$33,530
−HK$1,028/mo
Today · 4.125%
HK$34,558
baseline
▲ 0.50% · 4.625%
HK$36,661
+HK$2,103/mo
Deposit HK$792K · loan HK$7.13M · min. income ≈ HK$69,116/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,177
−HK$1,954/mo
▼ 0.25% · 3.875%
HK$37,147
−HK$984/mo
Today · 4.125%
HK$38,131
baseline
▲ 0.50% · 4.625%
HK$40,141
+HK$2,010/mo
Deposit HK$792K · loan HK$7.13M · min. income ≈ HK$76,262/mo (50% DSR)
Upfront cash ≈ HK$1.03M (deposit + AVD stamp duty HK$237,684 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).