▼ 0.50% · 3.625%
HK$15,113
−HK$948/mo
▼ 0.25% · 3.875%
HK$15,583
−HK$478/mo
Today · 4.125%
HK$16,061
baseline
▲ 0.50% · 4.625%
HK$17,038
+HK$977/mo
Deposit HK$3.31M · loan HK$3.31M · min. income ≈ HK$32,122/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$197,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,813
−HK$909/mo
▼ 0.25% · 3.875%
HK$17,264
−HK$458/mo
Today · 4.125%
HK$17,722
baseline
▲ 0.50% · 4.625%
HK$18,656
+HK$934/mo
Deposit HK$3.31M · loan HK$3.31M · min. income ≈ HK$35,444/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$197,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,625
−HK$1,042/mo
▼ 0.25% · 3.875%
HK$17,142
−HK$525/mo
Today · 4.125%
HK$17,667
baseline
▲ 0.50% · 4.625%
HK$18,742
+HK$1,075/mo
Deposit HK$2.98M · loan HK$3.65M · min. income ≈ HK$35,334/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$197,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,495
−HK$999/mo
▼ 0.25% · 3.875%
HK$18,991
−HK$503/mo
Today · 4.125%
HK$19,494
baseline
▲ 0.50% · 4.625%
HK$20,522
+HK$1,028/mo
Deposit HK$2.98M · loan HK$3.65M · min. income ≈ HK$38,988/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$197,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,136
−HK$1,137/mo
▼ 0.25% · 3.875%
HK$18,700
−HK$573/mo
Today · 4.125%
HK$19,273
baseline
▲ 0.50% · 4.625%
HK$20,446
+HK$1,173/mo
Deposit HK$2.65M · loan HK$3.98M · min. income ≈ HK$38,546/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$197,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,176
−HK$1,090/mo
▼ 0.25% · 3.875%
HK$20,717
−HK$549/mo
Today · 4.125%
HK$21,266
baseline
▲ 0.50% · 4.625%
HK$22,387
+HK$1,121/mo
Deposit HK$2.65M · loan HK$3.98M · min. income ≈ HK$42,532/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$197,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,647
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$20,258
−HK$621/mo
Today · 4.125%
HK$20,879
baseline
▲ 0.50% · 4.625%
HK$22,150
+HK$1,271/mo
Deposit HK$2.32M · loan HK$4.31M · min. income ≈ HK$41,758/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$197,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,857
−HK$1,181/mo
▼ 0.25% · 3.875%
HK$22,444
−HK$594/mo
Today · 4.125%
HK$23,038
baseline
▲ 0.50% · 4.625%
HK$24,253
+HK$1,215/mo
Deposit HK$2.32M · loan HK$4.31M · min. income ≈ HK$46,076/mo (50% DSR)
Upfront cash ≈ HK$2.52M (deposit + AVD stamp duty HK$197,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,159
−HK$1,326/mo
▼ 0.25% · 3.875%
HK$21,817
−HK$668/mo
Today · 4.125%
HK$22,485
baseline
▲ 0.50% · 4.625%
HK$23,854
+HK$1,369/mo
Deposit HK$1.99M · loan HK$4.64M · min. income ≈ HK$44,970/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$197,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,539
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$24,170
−HK$641/mo
Today · 4.125%
HK$24,811
baseline
▲ 0.50% · 4.625%
HK$26,118
+HK$1,307/mo
Deposit HK$1.99M · loan HK$4.64M · min. income ≈ HK$49,622/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$197,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,670
−HK$1,422/mo
▼ 0.25% · 3.875%
HK$23,375
−HK$717/mo
Today · 4.125%
HK$24,092
baseline
▲ 0.50% · 4.625%
HK$25,557
+HK$1,465/mo
Deposit HK$1.66M · loan HK$4.97M · min. income ≈ HK$48,184/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$197,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,220
−HK$1,363/mo
▼ 0.25% · 3.875%
HK$25,897
−HK$686/mo
Today · 4.125%
HK$26,583
baseline
▲ 0.50% · 4.625%
HK$27,984
+HK$1,401/mo
Deposit HK$1.66M · loan HK$4.97M · min. income ≈ HK$53,166/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$197,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,181
−HK$1,517/mo
▼ 0.25% · 3.875%
HK$24,933
−HK$765/mo
Today · 4.125%
HK$25,698
baseline
▲ 0.50% · 4.625%
HK$27,261
+HK$1,563/mo
Deposit HK$1.33M · loan HK$5.30M · min. income ≈ HK$51,396/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$197,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,901
−HK$1,454/mo
▼ 0.25% · 3.875%
HK$27,623
−HK$732/mo
Today · 4.125%
HK$28,355
baseline
▲ 0.50% · 4.625%
HK$29,849
+HK$1,494/mo
Deposit HK$1.33M · loan HK$5.30M · min. income ≈ HK$56,710/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$197,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,693
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$26,492
−HK$812/mo
Today · 4.125%
HK$27,304
baseline
▲ 0.50% · 4.625%
HK$28,965
+HK$1,661/mo
Deposit HK$994K · loan HK$5.63M · min. income ≈ HK$54,608/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$197,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,583
−HK$1,544/mo
▼ 0.25% · 3.875%
HK$29,349
−HK$778/mo
Today · 4.125%
HK$30,127
baseline
▲ 0.50% · 4.625%
HK$31,715
+HK$1,588/mo
Deposit HK$994K · loan HK$5.63M · min. income ≈ HK$60,254/mo (50% DSR)
Upfront cash ≈ HK$1.19M (deposit + AVD stamp duty HK$197,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,204
−HK$1,706/mo
▼ 0.25% · 3.875%
HK$28,050
−HK$860/mo
Today · 4.125%
HK$28,910
baseline
▲ 0.50% · 4.625%
HK$30,669
+HK$1,759/mo
Deposit HK$663K · loan HK$5.97M · min. income ≈ HK$57,820/mo (50% DSR)
Upfront cash ≈ HK$861K (deposit + AVD stamp duty HK$197,791 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,264
−HK$1,635/mo
▼ 0.25% · 3.875%
HK$31,076
−HK$823/mo
Today · 4.125%
HK$31,899
baseline
▲ 0.50% · 4.625%
HK$33,581
+HK$1,682/mo
Deposit HK$663K · loan HK$5.97M · min. income ≈ HK$63,798/mo (50% DSR)
Upfront cash ≈ HK$861K (deposit + AVD stamp duty HK$197,791 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).