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At today's rate and a 90% mortgage, the deposit on this unit is about HK$462K, with repayments around HK$20,171/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$462K · loan HK$4.16M · min. income ≈ HK$40,342/mo (50% DSR)
Upfront cash ≈ HK$542K (deposit + AVD stamp duty HK$79,944 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 36 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 32 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 32/F
- Flat
- F
- Saleable Area
- 284 Saleable ft²
- Gross Area
- 395 ft²
- Efficiency
- 72%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-04-22 | HK$5.26M | +107.9% 8.0y · 14.0%/yr |
| 2012-05-11 | HK$2.53M | +27.8% |
| 2010-09-20 | HK$1.98M | +50.0% |
| 2008-12-11 | HK$1.32M | −21.4% |
| 2008-01-30 | HK$1.68M | +19.1% |
| 2007-11-19 | HK$1.41M | +17.5% |
| 2007-03-30 | HK$1.20M | +5.3% |
| 2006-05-18 | HK$1.14M | −13.6% |
| 2000-03-22 | HK$1.32M | — |