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At today's rate and a 90% mortgage, the deposit on this unit is about HK$390K, with repayments around HK$17,003/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$390K · loan HK$3.51M · min. income ≈ HK$34,006/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 36 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 32 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- E
- Saleable Area
- 284 Saleable ft²
- Gross Area
- 395 ft²
- Efficiency
- 72%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-12-18 | HK$5.40M | +12.5% 1.9y · 7.0%/yr |
| 2019-02-18 | HK$4.80M | +37.9% 4.2y · 9.0%/yr |
| 2014-12-01 | HK$3.48M | +32.8% |
| 2012-10-29 | HK$2.62M | +28.4% |
| 1997-06-21 | HK$2.04M | — |