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At today's rate and a 90% mortgage, the deposit on this unit is about HK$425K, with repayments around HK$18,528/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$425K · loan HK$3.82M · min. income ≈ HK$37,056/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$49,638 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 36 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 32 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- E
- Saleable Area
- 284 Saleable ft²
- Gross Area
- 395 ft²
- Efficiency
- 72%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-02-17 | HK$5.12M | +16.6% 3.3y · 5.0%/yr |
| 2017-10-26 | HK$4.39M | +41.6% 4.1y · 10.0%/yr |
| 2013-10-03 | HK$3.10M | +109.5% |
| 2008-02-12 | HK$1.48M | +32.1% |
| 2007-10-12 | HK$1.12M | +3.7% |
| 2007-05-23 | HK$1.08M | −44.6% |
| 1998-01-19 | HK$1.95M | +22.6% |
| 1996-11-20 | HK$1.59M | — |