Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$463K, with repayments around HK$20,196/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$463K · loan HK$4.17M · min. income ≈ HK$40,392/mo (50% DSR)
Upfront cash ≈ HK$544K (deposit + AVD stamp duty HK$80,526 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 36 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 32 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 30/F
- Flat
- A
- Saleable Area
- 284 Saleable ft²
- Gross Area
- 395 ft²
- Efficiency
- 72%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-07-08 | HK$5.66M | +58.5% 5.4y · 11.0%/yr |
| 2016-02-23 | HK$3.57M | +15.9% 3.2y · 5.0%/yr |
| 2012-12-07 | HK$3.08M | +152.5% |
| 2007-04-26 | HK$1.22M | −43.5% |
| 1997-06-20 | HK$2.16M | — |