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At today's rate and a 90% mortgage, the deposit on this unit is about HK$477K, with repayments around HK$20,807/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$477K · loan HK$4.29M · min. income ≈ HK$41,614/mo (50% DSR)
Upfront cash ≈ HK$572K (deposit + AVD stamp duty HK$94,519 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway City One Station Station.
Family-friendly — 36 schools within a 1 km walk.
Everyday convenience — 31 shopping and daily-needs spots nearby.
Healthcare close by — 6 hospitals/clinics within 1 km.
Green space & leisure — 32 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 27/F
- Flat
- G
- Saleable Area
- 304 Saleable ft²
- Gross Area
- 410 ft²
- Efficiency
- 74%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-07-19 | HK$5.80M | +41.5% 5.8y · 7.0%/yr |
| 2015-09-24 | HK$4.10M | +73.7% |
| 2012-03-30 | HK$2.36M | +18.6% |
| 2010-12-02 | HK$1.99M | +18.5% |
| 2010-02-17 | HK$1.68M | +31.2% |
| 2009-02-03 | HK$1.28M | −23.8% |
| 2008-02-05 | HK$1.68M | +40.0% |
| 2005-04-28 | HK$1.20M | +9.1% |
| 2005-02-08 | HK$1.10M | — |