▼ 0.50% · 3.625%
HK$16,280
−HK$1,021/mo
▼ 0.25% · 3.875%
HK$16,787
−HK$514/mo
Today · 4.125%
HK$17,301
baseline
▲ 0.50% · 4.625%
HK$18,354
+HK$1,053/mo
Deposit HK$3.57M · loan HK$3.57M · min. income ≈ HK$34,602/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$214,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,112
−HK$978/mo
▼ 0.25% · 3.875%
HK$18,598
−HK$492/mo
Today · 4.125%
HK$19,090
baseline
▲ 0.50% · 4.625%
HK$20,097
+HK$1,007/mo
Deposit HK$3.57M · loan HK$3.57M · min. income ≈ HK$38,180/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$214,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,908
−HK$1,123/mo
▼ 0.25% · 3.875%
HK$18,465
−HK$566/mo
Today · 4.125%
HK$19,031
baseline
▲ 0.50% · 4.625%
HK$20,189
+HK$1,158/mo
Deposit HK$3.21M · loan HK$3.93M · min. income ≈ HK$38,062/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$214,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,923
−HK$1,076/mo
▼ 0.25% · 3.875%
HK$20,457
−HK$542/mo
Today · 4.125%
HK$20,999
baseline
▲ 0.50% · 4.625%
HK$22,106
+HK$1,107/mo
Deposit HK$3.21M · loan HK$3.93M · min. income ≈ HK$41,998/mo (50% DSR)
Upfront cash ≈ HK$3.43M (deposit + AVD stamp duty HK$214,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,536
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$20,144
−HK$618/mo
Today · 4.125%
HK$20,762
baseline
▲ 0.50% · 4.625%
HK$22,025
+HK$1,263/mo
Deposit HK$2.86M · loan HK$4.28M · min. income ≈ HK$41,524/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$214,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,734
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$22,317
−HK$591/mo
Today · 4.125%
HK$22,908
baseline
▲ 0.50% · 4.625%
HK$24,116
+HK$1,208/mo
Deposit HK$2.86M · loan HK$4.28M · min. income ≈ HK$45,816/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$214,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,164
−HK$1,328/mo
▼ 0.25% · 3.875%
HK$21,823
−HK$669/mo
Today · 4.125%
HK$22,492
baseline
▲ 0.50% · 4.625%
HK$23,860
+HK$1,368/mo
Deposit HK$2.50M · loan HK$4.64M · min. income ≈ HK$44,984/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$214,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,545
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$24,177
−HK$640/mo
Today · 4.125%
HK$24,817
baseline
▲ 0.50% · 4.625%
HK$26,126
+HK$1,309/mo
Deposit HK$2.50M · loan HK$4.64M · min. income ≈ HK$49,634/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$214,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,793
−HK$1,429/mo
▼ 0.25% · 3.875%
HK$23,502
−HK$720/mo
Today · 4.125%
HK$24,222
baseline
▲ 0.50% · 4.625%
HK$25,696
+HK$1,474/mo
Deposit HK$2.14M · loan HK$5.00M · min. income ≈ HK$48,444/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,356
−HK$1,370/mo
▼ 0.25% · 3.875%
HK$26,037
−HK$689/mo
Today · 4.125%
HK$26,726
baseline
▲ 0.50% · 4.625%
HK$28,135
+HK$1,409/mo
Deposit HK$2.14M · loan HK$5.00M · min. income ≈ HK$53,452/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$214,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,421
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$25,180
−HK$772/mo
Today · 4.125%
HK$25,952
baseline
▲ 0.50% · 4.625%
HK$27,531
+HK$1,579/mo
Deposit HK$1.78M · loan HK$5.35M · min. income ≈ HK$51,904/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$214,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,168
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$27,896
−HK$739/mo
Today · 4.125%
HK$28,635
baseline
▲ 0.50% · 4.625%
HK$30,145
+HK$1,510/mo
Deposit HK$1.78M · loan HK$5.35M · min. income ≈ HK$57,270/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$214,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,049
−HK$1,633/mo
▼ 0.25% · 3.875%
HK$26,859
−HK$823/mo
Today · 4.125%
HK$27,682
baseline
▲ 0.50% · 4.625%
HK$29,366
+HK$1,684/mo
Deposit HK$1.43M · loan HK$5.71M · min. income ≈ HK$55,364/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$214,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,979
−HK$1,565/mo
▼ 0.25% · 3.875%
HK$29,756
−HK$788/mo
Today · 4.125%
HK$30,544
baseline
▲ 0.50% · 4.625%
HK$32,154
+HK$1,610/mo
Deposit HK$1.43M · loan HK$5.71M · min. income ≈ HK$61,088/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$214,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,677
−HK$1,735/mo
▼ 0.25% · 3.875%
HK$28,538
−HK$874/mo
Today · 4.125%
HK$29,412
baseline
▲ 0.50% · 4.625%
HK$31,202
+HK$1,790/mo
Deposit HK$1.07M · loan HK$6.07M · min. income ≈ HK$58,824/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$214,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,790
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$31,616
−HK$837/mo
Today · 4.125%
HK$32,453
baseline
▲ 0.50% · 4.625%
HK$34,164
+HK$1,711/mo
Deposit HK$1.07M · loan HK$6.07M · min. income ≈ HK$64,906/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$214,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,305
−HK$1,837/mo
▼ 0.25% · 3.875%
HK$30,216
−HK$926/mo
Today · 4.125%
HK$31,142
baseline
▲ 0.50% · 4.625%
HK$33,037
+HK$1,895/mo
Deposit HK$714K · loan HK$6.43M · min. income ≈ HK$62,284/mo (50% DSR)
Upfront cash ≈ HK$928K (deposit + AVD stamp duty HK$214,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,601
−HK$1,762/mo
▼ 0.25% · 3.875%
HK$33,476
−HK$887/mo
Today · 4.125%
HK$34,363
baseline
▲ 0.50% · 4.625%
HK$36,174
+HK$1,811/mo
Deposit HK$714K · loan HK$6.43M · min. income ≈ HK$68,726/mo (50% DSR)
Upfront cash ≈ HK$928K (deposit + AVD stamp duty HK$214,192 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).