▼ 0.50% · 3.625%
HK$16,565
−HK$1,039/mo
▼ 0.25% · 3.875%
HK$17,081
−HK$523/mo
Today · 4.125%
HK$17,604
baseline
▲ 0.50% · 4.625%
HK$18,675
+HK$1,071/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$35,208/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$217,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,429
−HK$995/mo
▼ 0.25% · 3.875%
HK$18,923
−HK$501/mo
Today · 4.125%
HK$19,424
baseline
▲ 0.50% · 4.625%
HK$20,448
+HK$1,024/mo
Deposit HK$3.63M · loan HK$3.63M · min. income ≈ HK$38,848/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$217,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,222
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$18,789
−HK$576/mo
Today · 4.125%
HK$19,365
baseline
▲ 0.50% · 4.625%
HK$20,543
+HK$1,178/mo
Deposit HK$3.27M · loan HK$4.00M · min. income ≈ HK$38,730/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$217,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,272
−HK$1,095/mo
▼ 0.25% · 3.875%
HK$20,815
−HK$552/mo
Today · 4.125%
HK$21,367
baseline
▲ 0.50% · 4.625%
HK$22,493
+HK$1,126/mo
Deposit HK$3.27M · loan HK$4.00M · min. income ≈ HK$42,734/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$217,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,878
−HK$1,247/mo
▼ 0.25% · 3.875%
HK$20,497
−HK$628/mo
Today · 4.125%
HK$21,125
baseline
▲ 0.50% · 4.625%
HK$22,410
+HK$1,285/mo
Deposit HK$2.91M · loan HK$4.36M · min. income ≈ HK$42,250/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,115
−HK$1,194/mo
▼ 0.25% · 3.875%
HK$22,708
−HK$601/mo
Today · 4.125%
HK$23,309
baseline
▲ 0.50% · 4.625%
HK$24,538
+HK$1,229/mo
Deposit HK$2.91M · loan HK$4.36M · min. income ≈ HK$46,618/mo (50% DSR)
Upfront cash ≈ HK$3.12M (deposit + AVD stamp duty HK$217,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,535
−HK$1,350/mo
▼ 0.25% · 3.875%
HK$22,205
−HK$680/mo
Today · 4.125%
HK$22,885
baseline
▲ 0.50% · 4.625%
HK$24,278
+HK$1,393/mo
Deposit HK$2.54M · loan HK$4.72M · min. income ≈ HK$45,770/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$217,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,957
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$24,600
−HK$652/mo
Today · 4.125%
HK$25,252
baseline
▲ 0.50% · 4.625%
HK$26,583
+HK$1,331/mo
Deposit HK$2.54M · loan HK$4.72M · min. income ≈ HK$50,504/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$217,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,191
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$23,913
−HK$733/mo
Today · 4.125%
HK$24,646
baseline
▲ 0.50% · 4.625%
HK$26,145
+HK$1,499/mo
Deposit HK$2.18M · loan HK$5.09M · min. income ≈ HK$49,292/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$217,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,800
−HK$1,394/mo
▼ 0.25% · 3.875%
HK$26,492
−HK$702/mo
Today · 4.125%
HK$27,194
baseline
▲ 0.50% · 4.625%
HK$28,628
+HK$1,434/mo
Deposit HK$2.18M · loan HK$5.09M · min. income ≈ HK$54,388/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$217,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,848
−HK$1,558/mo
▼ 0.25% · 3.875%
HK$25,621
−HK$785/mo
Today · 4.125%
HK$26,406
baseline
▲ 0.50% · 4.625%
HK$28,013
+HK$1,607/mo
Deposit HK$1.82M · loan HK$5.45M · min. income ≈ HK$52,812/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,643
−HK$1,494/mo
▼ 0.25% · 3.875%
HK$28,385
−HK$752/mo
Today · 4.125%
HK$29,137
baseline
▲ 0.50% · 4.625%
HK$30,672
+HK$1,535/mo
Deposit HK$1.82M · loan HK$5.45M · min. income ≈ HK$58,274/mo (50% DSR)
Upfront cash ≈ HK$2.03M (deposit + AVD stamp duty HK$217,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,505
−HK$1,662/mo
▼ 0.25% · 3.875%
HK$27,329
−HK$838/mo
Today · 4.125%
HK$28,167
baseline
▲ 0.50% · 4.625%
HK$29,880
+HK$1,713/mo
Deposit HK$1.45M · loan HK$5.81M · min. income ≈ HK$56,334/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$217,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,486
−HK$1,593/mo
▼ 0.25% · 3.875%
HK$30,277
−HK$802/mo
Today · 4.125%
HK$31,079
baseline
▲ 0.50% · 4.625%
HK$32,717
+HK$1,638/mo
Deposit HK$1.45M · loan HK$5.81M · min. income ≈ HK$62,158/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$217,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,161
−HK$1,766/mo
▼ 0.25% · 3.875%
HK$29,037
−HK$890/mo
Today · 4.125%
HK$29,927
baseline
▲ 0.50% · 4.625%
HK$31,748
+HK$1,821/mo
Deposit HK$1.09M · loan HK$6.17M · min. income ≈ HK$59,854/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$217,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,329
−HK$1,693/mo
▼ 0.25% · 3.875%
HK$32,169
−HK$853/mo
Today · 4.125%
HK$33,022
baseline
▲ 0.50% · 4.625%
HK$34,762
+HK$1,740/mo
Deposit HK$1.09M · loan HK$6.17M · min. income ≈ HK$66,044/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$217,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,818
−HK$1,869/mo
▼ 0.25% · 3.875%
HK$30,745
−HK$942/mo
Today · 4.125%
HK$31,687
baseline
▲ 0.50% · 4.625%
HK$33,616
+HK$1,929/mo
Deposit HK$726K · loan HK$6.54M · min. income ≈ HK$63,374/mo (50% DSR)
Upfront cash ≈ HK$944K (deposit + AVD stamp duty HK$217,941 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,172
−HK$1,792/mo
▼ 0.25% · 3.875%
HK$34,061
−HK$903/mo
Today · 4.125%
HK$34,964
baseline
▲ 0.50% · 4.625%
HK$36,807
+HK$1,843/mo
Deposit HK$726K · loan HK$6.54M · min. income ≈ HK$69,928/mo (50% DSR)
Upfront cash ≈ HK$944K (deposit + AVD stamp duty HK$217,941 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).