▼ 0.50% · 3.625%
HK$17,806
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$18,360
−HK$562/mo
Today · 4.125%
HK$18,922
baseline
▲ 0.50% · 4.625%
HK$20,074
+HK$1,152/mo
Deposit HK$3.90M · loan HK$3.90M · min. income ≈ HK$37,844/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$234,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,809
−HK$1,070/mo
▼ 0.25% · 3.875%
HK$20,340
−HK$539/mo
Today · 4.125%
HK$20,879
baseline
▲ 0.50% · 4.625%
HK$21,980
+HK$1,101/mo
Deposit HK$3.90M · loan HK$3.90M · min. income ≈ HK$41,758/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$234,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,586
−HK$1,229/mo
▼ 0.25% · 3.875%
HK$20,196
−HK$619/mo
Today · 4.125%
HK$20,815
baseline
▲ 0.50% · 4.625%
HK$22,081
+HK$1,266/mo
Deposit HK$3.51M · loan HK$4.29M · min. income ≈ HK$41,630/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$234,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,790
−HK$1,177/mo
▼ 0.25% · 3.875%
HK$22,374
−HK$593/mo
Today · 4.125%
HK$22,967
baseline
▲ 0.50% · 4.625%
HK$24,178
+HK$1,211/mo
Deposit HK$3.51M · loan HK$4.29M · min. income ≈ HK$45,934/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$234,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,367
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$22,032
−HK$675/mo
Today · 4.125%
HK$22,707
baseline
▲ 0.50% · 4.625%
HK$24,089
+HK$1,382/mo
Deposit HK$3.12M · loan HK$4.69M · min. income ≈ HK$45,414/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$234,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,771
−HK$1,284/mo
▼ 0.25% · 3.875%
HK$24,408
−HK$647/mo
Today · 4.125%
HK$25,055
baseline
▲ 0.50% · 4.625%
HK$26,375
+HK$1,320/mo
Deposit HK$3.12M · loan HK$4.69M · min. income ≈ HK$50,110/mo (50% DSR)
Upfront cash ≈ HK$3.36M (deposit + AVD stamp duty HK$234,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,148
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$23,868
−HK$731/mo
Today · 4.125%
HK$24,599
baseline
▲ 0.50% · 4.625%
HK$26,096
+HK$1,497/mo
Deposit HK$2.73M · loan HK$5.08M · min. income ≈ HK$49,198/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$234,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,751
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$26,442
−HK$701/mo
Today · 4.125%
HK$27,143
baseline
▲ 0.50% · 4.625%
HK$28,573
+HK$1,430/mo
Deposit HK$2.73M · loan HK$5.08M · min. income ≈ HK$54,286/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$234,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,928
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$25,704
−HK$787/mo
Today · 4.125%
HK$26,491
baseline
▲ 0.50% · 4.625%
HK$28,103
+HK$1,612/mo
Deposit HK$2.34M · loan HK$5.47M · min. income ≈ HK$52,982/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,732
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$28,476
−HK$755/mo
Today · 4.125%
HK$29,231
baseline
▲ 0.50% · 4.625%
HK$30,771
+HK$1,540/mo
Deposit HK$2.34M · loan HK$5.47M · min. income ≈ HK$58,462/mo (50% DSR)
Upfront cash ≈ HK$2.58M (deposit + AVD stamp duty HK$234,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,709
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$27,540
−HK$844/mo
Today · 4.125%
HK$28,384
baseline
▲ 0.50% · 4.625%
HK$30,111
+HK$1,727/mo
Deposit HK$1.95M · loan HK$5.86M · min. income ≈ HK$56,768/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,713
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$30,510
−HK$808/mo
Today · 4.125%
HK$31,318
baseline
▲ 0.50% · 4.625%
HK$32,969
+HK$1,651/mo
Deposit HK$1.95M · loan HK$5.86M · min. income ≈ HK$62,636/mo (50% DSR)
Upfront cash ≈ HK$2.19M (deposit + AVD stamp duty HK$234,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,489
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$29,375
−HK$901/mo
Today · 4.125%
HK$30,276
baseline
▲ 0.50% · 4.625%
HK$32,118
+HK$1,842/mo
Deposit HK$1.56M · loan HK$6.25M · min. income ≈ HK$60,552/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,694
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$32,544
−HK$862/mo
Today · 4.125%
HK$33,406
baseline
▲ 0.50% · 4.625%
HK$35,167
+HK$1,761/mo
Deposit HK$1.56M · loan HK$6.25M · min. income ≈ HK$66,812/mo (50% DSR)
Upfront cash ≈ HK$1.80M (deposit + AVD stamp duty HK$234,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,270
−HK$1,898/mo
▼ 0.25% · 3.875%
HK$31,211
−HK$957/mo
Today · 4.125%
HK$32,168
baseline
▲ 0.50% · 4.625%
HK$34,125
+HK$1,957/mo
Deposit HK$1.17M · loan HK$6.64M · min. income ≈ HK$64,336/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$234,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,675
−HK$1,819/mo
▼ 0.25% · 3.875%
HK$34,578
−HK$916/mo
Today · 4.125%
HK$35,494
baseline
▲ 0.50% · 4.625%
HK$37,365
+HK$1,871/mo
Deposit HK$1.17M · loan HK$6.64M · min. income ≈ HK$70,988/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$234,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,050
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$33,047
−HK$1,013/mo
Today · 4.125%
HK$34,060
baseline
▲ 0.50% · 4.625%
HK$36,133
+HK$2,073/mo
Deposit HK$781K · loan HK$7.03M · min. income ≈ HK$68,120/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,656
−HK$1,926/mo
▼ 0.25% · 3.875%
HK$36,612
−HK$970/mo
Today · 4.125%
HK$37,582
baseline
▲ 0.50% · 4.625%
HK$39,563
+HK$1,981/mo
Deposit HK$781K · loan HK$7.03M · min. income ≈ HK$75,164/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$234,261 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).