▼ 0.50% · 3.625%
HK$16,377
−HK$1,027/mo
▼ 0.25% · 3.875%
HK$16,887
−HK$517/mo
Today · 4.125%
HK$17,404
baseline
▲ 0.50% · 4.625%
HK$18,463
+HK$1,059/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$34,808/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,220
−HK$984/mo
▼ 0.25% · 3.875%
HK$18,708
−HK$496/mo
Today · 4.125%
HK$19,204
baseline
▲ 0.50% · 4.625%
HK$20,216
+HK$1,012/mo
Deposit HK$3.59M · loan HK$3.59M · min. income ≈ HK$38,408/mo (50% DSR)
Upfront cash ≈ HK$3.81M (deposit + AVD stamp duty HK$215,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,015
−HK$1,130/mo
▼ 0.25% · 3.875%
HK$18,575
−HK$570/mo
Today · 4.125%
HK$19,145
baseline
▲ 0.50% · 4.625%
HK$20,310
+HK$1,165/mo
Deposit HK$3.23M · loan HK$3.95M · min. income ≈ HK$38,290/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$215,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,042
−HK$1,082/mo
▼ 0.25% · 3.875%
HK$20,579
−HK$545/mo
Today · 4.125%
HK$21,124
baseline
▲ 0.50% · 4.625%
HK$22,238
+HK$1,114/mo
Deposit HK$3.23M · loan HK$3.95M · min. income ≈ HK$42,248/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$215,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,653
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$20,264
−HK$621/mo
Today · 4.125%
HK$20,885
baseline
▲ 0.50% · 4.625%
HK$22,156
+HK$1,271/mo
Deposit HK$2.87M · loan HK$4.31M · min. income ≈ HK$41,770/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,863
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$22,450
−HK$595/mo
Today · 4.125%
HK$23,045
baseline
▲ 0.50% · 4.625%
HK$24,259
+HK$1,214/mo
Deposit HK$2.87M · loan HK$4.31M · min. income ≈ HK$46,090/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$215,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,290
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$21,953
−HK$673/mo
Today · 4.125%
HK$22,626
baseline
▲ 0.50% · 4.625%
HK$24,002
+HK$1,376/mo
Deposit HK$2.51M · loan HK$4.67M · min. income ≈ HK$45,252/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,685
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$24,321
−HK$644/mo
Today · 4.125%
HK$24,965
baseline
▲ 0.50% · 4.625%
HK$26,281
+HK$1,316/mo
Deposit HK$2.51M · loan HK$4.67M · min. income ≈ HK$49,930/mo (50% DSR)
Upfront cash ≈ HK$2.73M (deposit + AVD stamp duty HK$215,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,928
−HK$1,438/mo
▼ 0.25% · 3.875%
HK$23,641
−HK$725/mo
Today · 4.125%
HK$24,366
baseline
▲ 0.50% · 4.625%
HK$25,849
+HK$1,483/mo
Deposit HK$2.15M · loan HK$5.03M · min. income ≈ HK$48,732/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,507
−HK$1,378/mo
▼ 0.25% · 3.875%
HK$26,191
−HK$694/mo
Today · 4.125%
HK$26,885
baseline
▲ 0.50% · 4.625%
HK$28,303
+HK$1,418/mo
Deposit HK$2.15M · loan HK$5.03M · min. income ≈ HK$53,770/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$215,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,566
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$25,330
−HK$776/mo
Today · 4.125%
HK$26,106
baseline
▲ 0.50% · 4.625%
HK$27,695
+HK$1,589/mo
Deposit HK$1.80M · loan HK$5.39M · min. income ≈ HK$52,212/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,329
−HK$1,477/mo
▼ 0.25% · 3.875%
HK$28,062
−HK$744/mo
Today · 4.125%
HK$28,806
baseline
▲ 0.50% · 4.625%
HK$30,324
+HK$1,518/mo
Deposit HK$1.80M · loan HK$5.39M · min. income ≈ HK$57,612/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$215,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,204
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$27,019
−HK$828/mo
Today · 4.125%
HK$27,847
baseline
▲ 0.50% · 4.625%
HK$29,541
+HK$1,694/mo
Deposit HK$1.44M · loan HK$5.75M · min. income ≈ HK$55,694/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,151
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$29,933
−HK$793/mo
Today · 4.125%
HK$30,726
baseline
▲ 0.50% · 4.625%
HK$32,346
+HK$1,620/mo
Deposit HK$1.44M · loan HK$5.75M · min. income ≈ HK$61,452/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$215,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,841
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$28,707
−HK$880/mo
Today · 4.125%
HK$29,587
baseline
▲ 0.50% · 4.625%
HK$31,388
+HK$1,801/mo
Deposit HK$1.08M · loan HK$6.10M · min. income ≈ HK$59,174/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,973
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$31,804
−HK$843/mo
Today · 4.125%
HK$32,647
baseline
▲ 0.50% · 4.625%
HK$34,367
+HK$1,720/mo
Deposit HK$1.08M · loan HK$6.10M · min. income ≈ HK$65,294/mo (50% DSR)
Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$215,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,479
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$30,396
−HK$932/mo
Today · 4.125%
HK$31,328
baseline
▲ 0.50% · 4.625%
HK$33,234
+HK$1,906/mo
Deposit HK$718K · loan HK$6.46M · min. income ≈ HK$62,656/mo (50% DSR)
Upfront cash ≈ HK$934K (deposit + AVD stamp duty HK$215,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,795
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$33,675
−HK$892/mo
Today · 4.125%
HK$34,567
baseline
▲ 0.50% · 4.625%
HK$36,389
+HK$1,822/mo
Deposit HK$718K · loan HK$6.46M · min. income ≈ HK$69,134/mo (50% DSR)
Upfront cash ≈ HK$934K (deposit + AVD stamp duty HK$215,467 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).