▼ 0.50% · 3.625%
HK$16,860
−HK$1,058/mo
▼ 0.25% · 3.875%
HK$17,385
−HK$533/mo
Today · 4.125%
HK$17,918
baseline
▲ 0.50% · 4.625%
HK$19,008
+HK$1,090/mo
Deposit HK$3.70M · loan HK$3.70M · min. income ≈ HK$35,836/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$221,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,757
−HK$1,013/mo
▼ 0.25% · 3.875%
HK$19,260
−HK$510/mo
Today · 4.125%
HK$19,770
baseline
▲ 0.50% · 4.625%
HK$20,813
+HK$1,043/mo
Deposit HK$3.70M · loan HK$3.70M · min. income ≈ HK$39,540/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$221,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,546
−HK$1,163/mo
▼ 0.25% · 3.875%
HK$19,123
−HK$586/mo
Today · 4.125%
HK$19,709
baseline
▲ 0.50% · 4.625%
HK$20,909
+HK$1,200/mo
Deposit HK$3.33M · loan HK$4.07M · min. income ≈ HK$39,418/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$221,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,633
−HK$1,114/mo
▼ 0.25% · 3.875%
HK$21,186
−HK$561/mo
Today · 4.125%
HK$21,747
baseline
▲ 0.50% · 4.625%
HK$22,894
+HK$1,147/mo
Deposit HK$3.33M · loan HK$4.07M · min. income ≈ HK$43,494/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$221,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,233
−HK$1,268/mo
▼ 0.25% · 3.875%
HK$20,862
−HK$639/mo
Today · 4.125%
HK$21,501
baseline
▲ 0.50% · 4.625%
HK$22,810
+HK$1,309/mo
Deposit HK$2.96M · loan HK$4.44M · min. income ≈ HK$43,002/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$221,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,508
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$23,112
−HK$613/mo
Today · 4.125%
HK$23,725
baseline
▲ 0.50% · 4.625%
HK$24,975
+HK$1,250/mo
Deposit HK$2.96M · loan HK$4.44M · min. income ≈ HK$47,450/mo (50% DSR)
Upfront cash ≈ HK$3.18M (deposit + AVD stamp duty HK$221,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,919
−HK$1,374/mo
▼ 0.25% · 3.875%
HK$22,600
−HK$693/mo
Today · 4.125%
HK$23,293
baseline
▲ 0.50% · 4.625%
HK$24,710
+HK$1,417/mo
Deposit HK$2.59M · loan HK$4.81M · min. income ≈ HK$46,586/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$221,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,384
−HK$1,318/mo
▼ 0.25% · 3.875%
HK$25,038
−HK$664/mo
Today · 4.125%
HK$25,702
baseline
▲ 0.50% · 4.625%
HK$27,056
+HK$1,354/mo
Deposit HK$2.59M · loan HK$4.81M · min. income ≈ HK$51,404/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$221,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,605
−HK$1,480/mo
▼ 0.25% · 3.875%
HK$24,339
−HK$746/mo
Today · 4.125%
HK$25,085
baseline
▲ 0.50% · 4.625%
HK$26,611
+HK$1,526/mo
Deposit HK$2.22M · loan HK$5.18M · min. income ≈ HK$50,170/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$221,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,260
−HK$1,419/mo
▼ 0.25% · 3.875%
HK$26,964
−HK$715/mo
Today · 4.125%
HK$27,679
baseline
▲ 0.50% · 4.625%
HK$29,138
+HK$1,459/mo
Deposit HK$2.22M · loan HK$5.18M · min. income ≈ HK$55,358/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$221,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,291
−HK$1,586/mo
▼ 0.25% · 3.875%
HK$26,077
−HK$800/mo
Today · 4.125%
HK$26,877
baseline
▲ 0.50% · 4.625%
HK$28,512
+HK$1,635/mo
Deposit HK$1.85M · loan HK$5.55M · min. income ≈ HK$53,754/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$221,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,136
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$28,890
−HK$766/mo
Today · 4.125%
HK$29,656
baseline
▲ 0.50% · 4.625%
HK$31,219
+HK$1,563/mo
Deposit HK$1.85M · loan HK$5.55M · min. income ≈ HK$59,312/mo (50% DSR)
Upfront cash ≈ HK$2.07M (deposit + AVD stamp duty HK$221,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,977
−HK$1,691/mo
▼ 0.25% · 3.875%
HK$27,816
−HK$852/mo
Today · 4.125%
HK$28,668
baseline
▲ 0.50% · 4.625%
HK$30,413
+HK$1,745/mo
Deposit HK$1.48M · loan HK$5.92M · min. income ≈ HK$57,336/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$221,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,011
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$30,816
−HK$817/mo
Today · 4.125%
HK$31,633
baseline
▲ 0.50% · 4.625%
HK$33,300
+HK$1,667/mo
Deposit HK$1.48M · loan HK$5.92M · min. income ≈ HK$63,266/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$221,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,663
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$29,554
−HK$906/mo
Today · 4.125%
HK$30,460
baseline
▲ 0.50% · 4.625%
HK$32,314
+HK$1,854/mo
Deposit HK$1.11M · loan HK$6.28M · min. income ≈ HK$60,920/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$221,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,887
−HK$1,723/mo
▼ 0.25% · 3.875%
HK$32,742
−HK$868/mo
Today · 4.125%
HK$33,610
baseline
▲ 0.50% · 4.625%
HK$35,381
+HK$1,771/mo
Deposit HK$1.11M · loan HK$6.28M · min. income ≈ HK$67,220/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$221,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,349
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$31,293
−HK$959/mo
Today · 4.125%
HK$32,252
baseline
▲ 0.50% · 4.625%
HK$34,214
+HK$1,962/mo
Deposit HK$739K · loan HK$6.65M · min. income ≈ HK$64,504/mo (50% DSR)
Upfront cash ≈ HK$961K (deposit + AVD stamp duty HK$221,823 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,763
−HK$1,824/mo
▼ 0.25% · 3.875%
HK$34,668
−HK$919/mo
Today · 4.125%
HK$35,587
baseline
▲ 0.50% · 4.625%
HK$37,463
+HK$1,876/mo
Deposit HK$739K · loan HK$6.65M · min. income ≈ HK$71,174/mo (50% DSR)
Upfront cash ≈ HK$961K (deposit + AVD stamp duty HK$221,823 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).