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At today's rate and a 90% mortgage, the deposit on this unit is about HK$362K, with repayments around HK$15,772/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$362K · loan HK$3.25M · min. income ≈ HK$31,544/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Sha Tin Wai Station Station.
Family-friendly — 51 schools within a 1 km walk.
Everyday convenience — 49 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- J
- Saleable Area
- 305 Saleable ft²
- Gross Area
- 472 ft²
- Efficiency
- 65%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-03-04 | HK$4.10M | +30.2% 3.5y · 9.0%/yr |
| 2016-09-15 | HK$3.15M | +191.7% 7.5y · 26.0%/yr |
| 2009-02-27 | HK$1.08M | +22.7% |
| 2007-10-26 | HK$880K | +7.3% |
| 2005-06-15 | HK$820K | −54.4% |
| 1998-08-13 | HK$1.80M | — |