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At today's rate and a 90% mortgage, the deposit on this unit is about HK$375K, with repayments around HK$16,339/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$375K · loan HK$3.37M · min. income ≈ HK$32,678/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Sha Tin Wai Station Station.
Family-friendly — 51 schools within a 1 km walk.
Everyday convenience — 49 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- E
- Saleable Area
- 305 Saleable ft²
- Gross Area
- 458 ft²
- Efficiency
- 67%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-07-12 | HK$5.13M | +44.5% 4.7y · 10.0%/yr |
| 2016-10-24 | HK$3.55M | +26.8% 3.2y · 8.0%/yr |
| 2013-08-01 | HK$2.80M | +204.3% |
| 2005-05-04 | HK$920K | +17.9% |
| 2004-11-05 | HK$780K | −15.2% |
| 1999-04-21 | HK$920K | — |