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At today's rate and a 90% mortgage, the deposit on this unit is about HK$337K, with repayments around HK$14,716/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$337K · loan HK$3.04M · min. income ≈ HK$29,432/mo (50% DSR)
Upfront cash ≈ HK$337K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Sha Tin Wai Station Station.
Family-friendly — 51 schools within a 1 km walk.
Everyday convenience — 49 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 12/F
- Flat
- B
- Saleable Area
- 269 Saleable ft²
- Gross Area
- 421 ft²
- Efficiency
- 64%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-09-24 | HK$4.95M | +61.5% 3.2y · 20.0%/yr |
| 2016-07-08 | HK$3.06M | +159.7% 7.2y · 22.0%/yr |
| 2009-04-09 | HK$1.18M | −1.7% |
| 2008-01-28 | HK$1.20M | +53.8% |
| 2002-05-07 | HK$780K | +2.6% |
| 2001-02-24 | HK$760K | — |