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At today's rate and a 90% mortgage, the deposit on this unit is about HK$370K, with repayments around HK$16,143/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$370K · loan HK$3.33M · min. income ≈ HK$32,286/mo (50% DSR)
Upfront cash ≈ HK$370K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Sha Tin Wai Station Station.
Family-friendly — 51 schools within a 1 km walk.
Everyday convenience — 49 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- J
- Saleable Area
- 305 Saleable ft²
- Gross Area
- 472 ft²
- Efficiency
- 65%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-06-12 | HK$3.70M | −1.6% 9.2y |
| 2017-03-30 | HK$3.76M | +58.0% 4.6y · 13.0%/yr |
| 2012-08-28 | HK$2.38M | +64.1% |
| 2010-07-19 | HK$1.45M | +22.9% |
| 2008-02-28 | HK$1.18M | +9.3% |
| 1999-12-03 | HK$1.08M | −33.7% |
| 1997-09-27 | HK$1.63M | +2.5% |
| 1997-08-29 | HK$1.59M | −2.5% |
| 1997-08-22 | HK$1.63M | −6.9% |
| 1997-05-13 | HK$1.75M | +14.4% |
| 1997-04-18 | HK$1.53M | — |