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At today's rate and a 90% mortgage, the deposit on this unit is about HK$335K, with repayments around HK$14,609/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$335K · loan HK$3.01M · min. income ≈ HK$29,218/mo (50% DSR)
Upfront cash ≈ HK$335K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Sha Tin Wai Station Station.
Family-friendly — 51 schools within a 1 km walk.
Everyday convenience — 49 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- C
- Saleable Area
- 269 Saleable ft²
- Gross Area
- 421 ft²
- Efficiency
- 64%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-10-27 | HK$4.71M | +71.8% 4.6y · 16.0%/yr |
| 2016-04-07 | HK$2.75M | +13.9% 3.6y · 4.0%/yr |
| 2012-09-03 | HK$2.41M | +74.6% |
| 2010-01-07 | HK$1.38M | +45.3% |
| 2007-11-02 | HK$950K | −34.9% |
| 1997-04-09 | HK$1.46M | +41.7% |
| 1996-02-10 | HK$1.03M | — |