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At today's rate and a 90% mortgage, the deposit on this unit is about HK$331K, with repayments around HK$14,449/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$331K · loan HK$2.98M · min. income ≈ HK$28,898/mo (50% DSR)
Upfront cash ≈ HK$331K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Sha Tin Wai Station Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 42 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 38 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 9/F
- Flat
- G
- Saleable Area
- 268 Saleable ft²
- Gross Area
- 417 ft²
- Efficiency
- 64%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-07-11 | HK$4.75M | +6.7% 3.3y · 2.0%/yr |
| 2019-03-22 | HK$4.45M | +41.3% 4.5y · 9.0%/yr |
| 2014-10-08 | HK$3.15M | +85.3% |
| 2012-03-19 | HK$1.70M | +104.8% |
| 2005-10-27 | HK$830K | −10.8% |
| 1998-12-12 | HK$930K | — |