Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$356K, with repayments around HK$15,531/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$356K · loan HK$3.20M · min. income ≈ HK$31,062/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Sha Tin Wai Station Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 42 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 38 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- E
- Saleable Area
- 304 Saleable ft²
- Gross Area
- 461 ft²
- Efficiency
- 66%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-06-09 | HK$3.55M | −22.8% 7.2y |
| 2019-03-27 | HK$4.60M | +155.6% 7.0y · 22.0%/yr |
| 2012-04-10 | HK$1.80M | +27.7% |
| 2010-08-25 | HK$1.41M | +12.8% |
| 2010-04-29 | HK$1.25M | +66.7% |
| 2001-05-26 | HK$750K | — |