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At today's rate and a 90% mortgage, the deposit on this unit is about HK$323K, with repayments around HK$14,108/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$323K · loan HK$2.91M · min. income ≈ HK$28,216/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Sha Tin Wai Station Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 42 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 38 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- C
- Saleable Area
- 268 Saleable ft²
- Gross Area
- 417 ft²
- Efficiency
- 64%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-08-12 | HK$4.68M | +14.7% 4.0y · 4.0%/yr |
| 2017-09-05 | HK$4.08M | +191.4% 7.1y · 27.0%/yr |
| 2010-07-29 | HK$1.40M | +6.9% |
| 2010-03-24 | HK$1.31M | +0.8% |
| 2008-04-10 | HK$1.30M | +80.6% |
| 2007-03-16 | HK$720K | −51.0% |
| 1998-04-14 | HK$1.47M | — |