Skip to content
Crescira AVM · estimated value Medium confidence
HK$3.74M
≈ HK$12,311 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$374K, with repayments around HK$16,324/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$15,361
−HK$963/mo
▼ 0.25% · 3.875%
HK$15,839
−HK$485/mo
Today · 4.125%
HK$16,324
baseline
▲ 0.50% · 4.625%
HK$17,317
+HK$993/mo

Deposit HK$374K · loan HK$3.37M · min. income ≈ HK$32,648/mo (50% DSR)

Upfront cash ≈ HK$374K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
10/F
Flat
E
Saleable Area
304 ft²
Gross Area
461 ft²
Efficiency
66%
District
Sha Tin District · New Territories East
School net (POA)
91

Transaction History

Date Price Gain / loss
2024-03-06 HK$4.00M −20.0%
2.6y
2021-07-30 HK$5.00M +509.8%
14.7y
2006-11-27 HK$820K +0.0%
2006-11-13 HK$820K −41.4%
1998-03-19 HK$1.40M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sha Tin Wai
≈ 6 min walk · 452 m
Education
44
schools within 1 km (10 within 500 m)
Daily convenience
44
within 1 km (7 within 500 m)
Health
9
hospitals/clinics within 1 km
Recreation
39
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Sha Tin Wai Station (a rail station within an 8-min walk earns this label).

Family-friendly — 44 schools within a 1 km walk.

Everyday convenience — 44 shopping and daily-needs spots nearby.

Healthcare close by — 9 hospitals/clinics within 1 km.

Green space & leisure — 39 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com