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At today's rate and a 90% mortgage, the deposit on this unit is about HK$321K, with repayments around HK$14,002/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$321K · loan HK$2.89M · min. income ≈ HK$28,004/mo (50% DSR)
Upfront cash ≈ HK$321K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Sha Tin Wai Station Station.
Family-friendly — 43 schools within a 1 km walk.
Everyday convenience — 42 shopping and daily-needs spots nearby.
Healthcare close by — 9 hospitals/clinics within 1 km.
Green space & leisure — 38 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- C
- Saleable Area
- 268 Saleable ft²
- Gross Area
- 417 ft²
- Efficiency
- 64%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 91
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-05-12 | HK$4.61M | +60.1% 4.0y · 15.0%/yr |
| 2016-05-10 | HK$2.88M | +7.5% 3.2y · 2.0%/yr |
| 2013-02-19 | HK$2.68M | +282.9% |
| 2004-05-27 | HK$700K | −41.7% |
| 1997-05-08 | HK$1.20M | +0.0% |
| 1996-08-30 | HK$1.20M | — |