▼ 0.50% · 3.625%
HK$18,494
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$19,069
−HK$585/mo
Today · 4.125%
HK$19,654
baseline
▲ 0.50% · 4.625%
HK$20,849
+HK$1,195/mo
Deposit HK$4.06M · loan HK$4.06M · min. income ≈ HK$39,308/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$243,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,574
−HK$1,112/mo
▼ 0.25% · 3.875%
HK$21,126
−HK$560/mo
Today · 4.125%
HK$21,686
baseline
▲ 0.50% · 4.625%
HK$22,829
+HK$1,143/mo
Deposit HK$4.06M · loan HK$4.06M · min. income ≈ HK$43,372/mo (50% DSR)
Upfront cash ≈ HK$4.30M (deposit + AVD stamp duty HK$243,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,343
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$20,976
−HK$643/mo
Today · 4.125%
HK$21,619
baseline
▲ 0.50% · 4.625%
HK$22,934
+HK$1,315/mo
Deposit HK$3.65M · loan HK$4.46M · min. income ≈ HK$43,238/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$243,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,632
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$23,239
−HK$615/mo
Today · 4.125%
HK$23,854
baseline
▲ 0.50% · 4.625%
HK$25,112
+HK$1,258/mo
Deposit HK$3.65M · loan HK$4.46M · min. income ≈ HK$47,708/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$243,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,193
−HK$1,391/mo
▼ 0.25% · 3.875%
HK$22,883
−HK$701/mo
Today · 4.125%
HK$23,584
baseline
▲ 0.50% · 4.625%
HK$25,019
+HK$1,435/mo
Deposit HK$3.24M · loan HK$4.87M · min. income ≈ HK$47,168/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,689
−HK$1,334/mo
▼ 0.25% · 3.875%
HK$25,351
−HK$672/mo
Today · 4.125%
HK$26,023
baseline
▲ 0.50% · 4.625%
HK$27,395
+HK$1,372/mo
Deposit HK$3.24M · loan HK$4.87M · min. income ≈ HK$52,046/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$243,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,042
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$24,790
−HK$760/mo
Today · 4.125%
HK$25,550
baseline
▲ 0.50% · 4.625%
HK$27,104
+HK$1,554/mo
Deposit HK$2.84M · loan HK$5.27M · min. income ≈ HK$51,100/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$243,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,747
−HK$1,445/mo
▼ 0.25% · 3.875%
HK$27,464
−HK$728/mo
Today · 4.125%
HK$28,192
baseline
▲ 0.50% · 4.625%
HK$29,678
+HK$1,486/mo
Deposit HK$2.84M · loan HK$5.27M · min. income ≈ HK$56,384/mo (50% DSR)
Upfront cash ≈ HK$3.08M (deposit + AVD stamp duty HK$243,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,891
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$26,697
−HK$818/mo
Today · 4.125%
HK$27,515
baseline
▲ 0.50% · 4.625%
HK$29,189
+HK$1,674/mo
Deposit HK$2.43M · loan HK$5.68M · min. income ≈ HK$55,030/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,804
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$29,576
−HK$784/mo
Today · 4.125%
HK$30,360
baseline
▲ 0.50% · 4.625%
HK$31,960
+HK$1,600/mo
Deposit HK$2.43M · loan HK$5.68M · min. income ≈ HK$60,720/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$243,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,741
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$28,604
−HK$876/mo
Today · 4.125%
HK$29,480
baseline
▲ 0.50% · 4.625%
HK$31,274
+HK$1,794/mo
Deposit HK$2.03M · loan HK$6.08M · min. income ≈ HK$58,960/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,861
−HK$1,668/mo
▼ 0.25% · 3.875%
HK$31,689
−HK$840/mo
Today · 4.125%
HK$32,529
baseline
▲ 0.50% · 4.625%
HK$34,243
+HK$1,714/mo
Deposit HK$2.03M · loan HK$6.08M · min. income ≈ HK$65,058/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$243,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,590
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$30,511
−HK$935/mo
Today · 4.125%
HK$31,446
baseline
▲ 0.50% · 4.625%
HK$33,359
+HK$1,913/mo
Deposit HK$1.62M · loan HK$6.49M · min. income ≈ HK$62,892/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,919
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$33,802
−HK$895/mo
Today · 4.125%
HK$34,697
baseline
▲ 0.50% · 4.625%
HK$36,526
+HK$1,829/mo
Deposit HK$1.62M · loan HK$6.49M · min. income ≈ HK$69,394/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$243,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,440
−HK$1,971/mo
▼ 0.25% · 3.875%
HK$32,418
−HK$993/mo
Today · 4.125%
HK$33,411
baseline
▲ 0.50% · 4.625%
HK$35,444
+HK$2,033/mo
Deposit HK$1.22M · loan HK$6.89M · min. income ≈ HK$66,822/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,976
−HK$1,890/mo
▼ 0.25% · 3.875%
HK$35,914
−HK$952/mo
Today · 4.125%
HK$36,866
baseline
▲ 0.50% · 4.625%
HK$38,809
+HK$1,943/mo
Deposit HK$1.22M · loan HK$6.89M · min. income ≈ HK$73,732/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$243,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,289
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$34,324
−HK$1,053/mo
Today · 4.125%
HK$35,377
baseline
▲ 0.50% · 4.625%
HK$37,529
+HK$2,152/mo
Deposit HK$811K · loan HK$7.30M · min. income ≈ HK$70,754/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$243,314 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,034
−HK$2,000/mo
▼ 0.25% · 3.875%
HK$38,027
−HK$1,007/mo
Today · 4.125%
HK$39,034
baseline
▲ 0.50% · 4.625%
HK$41,092
+HK$2,058/mo
Deposit HK$811K · loan HK$7.30M · min. income ≈ HK$78,068/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$243,314 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).