▼ 0.50% · 3.625%
HK$17,764
−HK$1,114/mo
▼ 0.25% · 3.875%
HK$18,316
−HK$562/mo
Today · 4.125%
HK$18,878
baseline
▲ 0.50% · 4.625%
HK$20,026
+HK$1,148/mo
Deposit HK$3.90M · loan HK$3.90M · min. income ≈ HK$37,756/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$233,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,762
−HK$1,068/mo
▼ 0.25% · 3.875%
HK$20,292
−HK$538/mo
Today · 4.125%
HK$20,830
baseline
▲ 0.50% · 4.625%
HK$21,928
+HK$1,098/mo
Deposit HK$3.90M · loan HK$3.90M · min. income ≈ HK$41,660/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$233,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,540
−HK$1,226/mo
▼ 0.25% · 3.875%
HK$20,148
−HK$618/mo
Today · 4.125%
HK$20,766
baseline
▲ 0.50% · 4.625%
HK$22,029
+HK$1,263/mo
Deposit HK$3.51M · loan HK$4.28M · min. income ≈ HK$41,532/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$233,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,738
−HK$1,175/mo
▼ 0.25% · 3.875%
HK$22,321
−HK$592/mo
Today · 4.125%
HK$22,913
baseline
▲ 0.50% · 4.625%
HK$24,121
+HK$1,208/mo
Deposit HK$3.51M · loan HK$4.28M · min. income ≈ HK$45,826/mo (50% DSR)
Upfront cash ≈ HK$3.74M (deposit + AVD stamp duty HK$233,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,317
−HK$1,336/mo
▼ 0.25% · 3.875%
HK$21,980
−HK$673/mo
Today · 4.125%
HK$22,653
baseline
▲ 0.50% · 4.625%
HK$24,032
+HK$1,379/mo
Deposit HK$3.12M · loan HK$4.67M · min. income ≈ HK$45,306/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,715
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$24,351
−HK$645/mo
Today · 4.125%
HK$24,996
baseline
▲ 0.50% · 4.625%
HK$26,313
+HK$1,317/mo
Deposit HK$3.12M · loan HK$4.67M · min. income ≈ HK$49,992/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$233,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,093
−HK$1,448/mo
▼ 0.25% · 3.875%
HK$23,811
−HK$730/mo
Today · 4.125%
HK$24,541
baseline
▲ 0.50% · 4.625%
HK$26,034
+HK$1,493/mo
Deposit HK$2.73M · loan HK$5.06M · min. income ≈ HK$49,082/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$233,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,691
−HK$1,388/mo
▼ 0.25% · 3.875%
HK$26,380
−HK$699/mo
Today · 4.125%
HK$27,079
baseline
▲ 0.50% · 4.625%
HK$28,506
+HK$1,427/mo
Deposit HK$2.73M · loan HK$5.06M · min. income ≈ HK$54,158/mo (50% DSR)
Upfront cash ≈ HK$2.96M (deposit + AVD stamp duty HK$233,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,869
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$25,643
−HK$786/mo
Today · 4.125%
HK$26,429
baseline
▲ 0.50% · 4.625%
HK$28,037
+HK$1,608/mo
Deposit HK$2.34M · loan HK$5.45M · min. income ≈ HK$52,858/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,667
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$28,409
−HK$753/mo
Today · 4.125%
HK$29,162
baseline
▲ 0.50% · 4.625%
HK$30,699
+HK$1,537/mo
Deposit HK$2.34M · loan HK$5.45M · min. income ≈ HK$58,324/mo (50% DSR)
Upfront cash ≈ HK$2.57M (deposit + AVD stamp duty HK$233,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,646
−HK$1,671/mo
▼ 0.25% · 3.875%
HK$27,475
−HK$842/mo
Today · 4.125%
HK$28,317
baseline
▲ 0.50% · 4.625%
HK$30,040
+HK$1,723/mo
Deposit HK$1.95M · loan HK$5.84M · min. income ≈ HK$56,634/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,643
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$30,438
−HK$807/mo
Today · 4.125%
HK$31,245
baseline
▲ 0.50% · 4.625%
HK$32,892
+HK$1,647/mo
Deposit HK$1.95M · loan HK$5.84M · min. income ≈ HK$62,490/mo (50% DSR)
Upfront cash ≈ HK$2.18M (deposit + AVD stamp duty HK$233,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,422
−HK$1,782/mo
▼ 0.25% · 3.875%
HK$29,306
−HK$898/mo
Today · 4.125%
HK$30,204
baseline
▲ 0.50% · 4.625%
HK$32,042
+HK$1,838/mo
Deposit HK$1.56M · loan HK$6.23M · min. income ≈ HK$60,408/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,619
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$32,467
−HK$861/mo
Today · 4.125%
HK$33,328
baseline
▲ 0.50% · 4.625%
HK$35,084
+HK$1,756/mo
Deposit HK$1.56M · loan HK$6.23M · min. income ≈ HK$66,656/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$233,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,199
−HK$1,893/mo
▼ 0.25% · 3.875%
HK$31,138
−HK$954/mo
Today · 4.125%
HK$32,092
baseline
▲ 0.50% · 4.625%
HK$34,045
+HK$1,953/mo
Deposit HK$1.17M · loan HK$6.62M · min. income ≈ HK$64,184/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,596
−HK$1,815/mo
▼ 0.25% · 3.875%
HK$34,497
−HK$914/mo
Today · 4.125%
HK$35,411
baseline
▲ 0.50% · 4.625%
HK$37,277
+HK$1,866/mo
Deposit HK$1.17M · loan HK$6.62M · min. income ≈ HK$70,822/mo (50% DSR)
Upfront cash ≈ HK$1.40M (deposit + AVD stamp duty HK$233,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,975
−HK$2,005/mo
▼ 0.25% · 3.875%
HK$32,970
−HK$1,010/mo
Today · 4.125%
HK$33,980
baseline
▲ 0.50% · 4.625%
HK$36,048
+HK$2,068/mo
Deposit HK$779K · loan HK$7.01M · min. income ≈ HK$67,960/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,572
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$36,526
−HK$968/mo
Today · 4.125%
HK$37,494
baseline
▲ 0.50% · 4.625%
HK$39,470
+HK$1,976/mo
Deposit HK$779K · loan HK$7.01M · min. income ≈ HK$74,988/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$233,709 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).