▼ 0.50% · 3.625%
HK$18,681
−HK$1,171/mo
▼ 0.25% · 3.875%
HK$19,262
−HK$590/mo
Today · 4.125%
HK$19,852
baseline
▲ 0.50% · 4.625%
HK$21,060
+HK$1,208/mo
Deposit HK$4.10M · loan HK$4.10M · min. income ≈ HK$39,704/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$245,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,782
−HK$1,123/mo
▼ 0.25% · 3.875%
HK$21,339
−HK$566/mo
Today · 4.125%
HK$21,905
baseline
▲ 0.50% · 4.625%
HK$23,060
+HK$1,155/mo
Deposit HK$4.10M · loan HK$4.10M · min. income ≈ HK$43,810/mo (50% DSR)
Upfront cash ≈ HK$4.34M (deposit + AVD stamp duty HK$245,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,549
−HK$1,288/mo
▼ 0.25% · 3.875%
HK$21,188
−HK$649/mo
Today · 4.125%
HK$21,837
baseline
▲ 0.50% · 4.625%
HK$23,166
+HK$1,329/mo
Deposit HK$3.69M · loan HK$4.51M · min. income ≈ HK$43,674/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$245,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,860
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$23,473
−HK$622/mo
Today · 4.125%
HK$24,095
baseline
▲ 0.50% · 4.625%
HK$25,366
+HK$1,271/mo
Deposit HK$3.69M · loan HK$4.51M · min. income ≈ HK$48,190/mo (50% DSR)
Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$245,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,417
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$23,114
−HK$709/mo
Today · 4.125%
HK$23,823
baseline
▲ 0.50% · 4.625%
HK$25,272
+HK$1,449/mo
Deposit HK$3.28M · loan HK$4.92M · min. income ≈ HK$47,646/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,939
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$25,607
−HK$679/mo
Today · 4.125%
HK$26,286
baseline
▲ 0.50% · 4.625%
HK$27,671
+HK$1,385/mo
Deposit HK$3.28M · loan HK$4.92M · min. income ≈ HK$52,572/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,285
−HK$1,523/mo
▼ 0.25% · 3.875%
HK$25,040
−HK$768/mo
Today · 4.125%
HK$25,808
baseline
▲ 0.50% · 4.625%
HK$27,378
+HK$1,570/mo
Deposit HK$2.87M · loan HK$5.33M · min. income ≈ HK$51,616/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,017
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$27,741
−HK$735/mo
Today · 4.125%
HK$28,476
baseline
▲ 0.50% · 4.625%
HK$29,977
+HK$1,501/mo
Deposit HK$2.87M · loan HK$5.33M · min. income ≈ HK$56,952/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,153
−HK$1,640/mo
▼ 0.25% · 3.875%
HK$26,967
−HK$826/mo
Today · 4.125%
HK$27,793
baseline
▲ 0.50% · 4.625%
HK$29,484
+HK$1,691/mo
Deposit HK$2.46M · loan HK$5.73M · min. income ≈ HK$55,586/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,095
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$29,875
−HK$792/mo
Today · 4.125%
HK$30,667
baseline
▲ 0.50% · 4.625%
HK$32,283
+HK$1,616/mo
Deposit HK$2.46M · loan HK$5.73M · min. income ≈ HK$61,334/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,021
−HK$1,757/mo
▼ 0.25% · 3.875%
HK$28,893
−HK$885/mo
Today · 4.125%
HK$29,778
baseline
▲ 0.50% · 4.625%
HK$31,590
+HK$1,812/mo
Deposit HK$2.05M · loan HK$6.14M · min. income ≈ HK$59,556/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,173
−HK$1,684/mo
▼ 0.25% · 3.875%
HK$32,009
−HK$848/mo
Today · 4.125%
HK$32,857
baseline
▲ 0.50% · 4.625%
HK$34,589
+HK$1,732/mo
Deposit HK$2.05M · loan HK$6.14M · min. income ≈ HK$65,714/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,889
−HK$1,874/mo
▼ 0.25% · 3.875%
HK$30,819
−HK$944/mo
Today · 4.125%
HK$31,763
baseline
▲ 0.50% · 4.625%
HK$33,696
+HK$1,933/mo
Deposit HK$1.64M · loan HK$6.55M · min. income ≈ HK$63,526/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,251
−HK$1,797/mo
▼ 0.25% · 3.875%
HK$34,143
−HK$905/mo
Today · 4.125%
HK$35,048
baseline
▲ 0.50% · 4.625%
HK$36,895
+HK$1,847/mo
Deposit HK$1.64M · loan HK$6.55M · min. income ≈ HK$70,096/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,757
−HK$1,992/mo
▼ 0.25% · 3.875%
HK$32,745
−HK$1,004/mo
Today · 4.125%
HK$33,749
baseline
▲ 0.50% · 4.625%
HK$35,802
+HK$2,053/mo
Deposit HK$1.23M · loan HK$6.96M · min. income ≈ HK$67,498/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,330
−HK$1,908/mo
▼ 0.25% · 3.875%
HK$36,277
−HK$961/mo
Today · 4.125%
HK$37,238
baseline
▲ 0.50% · 4.625%
HK$39,201
+HK$1,963/mo
Deposit HK$1.23M · loan HK$6.96M · min. income ≈ HK$74,476/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,625
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$34,671
−HK$1,063/mo
Today · 4.125%
HK$35,734
baseline
▲ 0.50% · 4.625%
HK$37,908
+HK$2,174/mo
Deposit HK$819K · loan HK$7.37M · min. income ≈ HK$71,468/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$245,772 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,408
−HK$2,021/mo
▼ 0.25% · 3.875%
HK$38,411
−HK$1,018/mo
Today · 4.125%
HK$39,429
baseline
▲ 0.50% · 4.625%
HK$41,507
+HK$2,078/mo
Deposit HK$819K · loan HK$7.37M · min. income ≈ HK$78,858/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$245,772 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).