▼ 0.50% · 3.625%
HK$17,933
−HK$1,125/mo
▼ 0.25% · 3.875%
HK$18,491
−HK$567/mo
Today · 4.125%
HK$19,058
baseline
▲ 0.50% · 4.625%
HK$20,217
+HK$1,159/mo
Deposit HK$3.93M · loan HK$3.93M · min. income ≈ HK$38,116/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$235,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,950
−HK$1,078/mo
▼ 0.25% · 3.875%
HK$20,485
−HK$543/mo
Today · 4.125%
HK$21,028
baseline
▲ 0.50% · 4.625%
HK$22,137
+HK$1,109/mo
Deposit HK$3.93M · loan HK$3.93M · min. income ≈ HK$42,056/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$235,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,726
−HK$1,237/mo
▼ 0.25% · 3.875%
HK$20,340
−HK$623/mo
Today · 4.125%
HK$20,963
baseline
▲ 0.50% · 4.625%
HK$22,239
+HK$1,276/mo
Deposit HK$3.54M · loan HK$4.33M · min. income ≈ HK$41,926/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$235,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,945
−HK$1,186/mo
▼ 0.25% · 3.875%
HK$22,534
−HK$597/mo
Today · 4.125%
HK$23,131
baseline
▲ 0.50% · 4.625%
HK$24,350
+HK$1,219/mo
Deposit HK$3.54M · loan HK$4.33M · min. income ≈ HK$46,262/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$235,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,520
−HK$1,349/mo
▼ 0.25% · 3.875%
HK$22,189
−HK$680/mo
Today · 4.125%
HK$22,869
baseline
▲ 0.50% · 4.625%
HK$24,261
+HK$1,392/mo
Deposit HK$3.15M · loan HK$4.72M · min. income ≈ HK$45,738/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$235,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,941
−HK$1,293/mo
▼ 0.25% · 3.875%
HK$24,583
−HK$651/mo
Today · 4.125%
HK$25,234
baseline
▲ 0.50% · 4.625%
HK$26,564
+HK$1,330/mo
Deposit HK$3.15M · loan HK$4.72M · min. income ≈ HK$50,468/mo (50% DSR)
Upfront cash ≈ HK$3.38M (deposit + AVD stamp duty HK$235,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,313
−HK$1,462/mo
▼ 0.25% · 3.875%
HK$24,038
−HK$737/mo
Today · 4.125%
HK$24,775
baseline
▲ 0.50% · 4.625%
HK$26,283
+HK$1,508/mo
Deposit HK$2.75M · loan HK$5.11M · min. income ≈ HK$49,550/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$235,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,936
−HK$1,401/mo
▼ 0.25% · 3.875%
HK$26,631
−HK$706/mo
Today · 4.125%
HK$27,337
baseline
▲ 0.50% · 4.625%
HK$28,778
+HK$1,441/mo
Deposit HK$2.75M · loan HK$5.11M · min. income ≈ HK$54,674/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$235,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,106
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$25,887
−HK$794/mo
Today · 4.125%
HK$26,681
baseline
▲ 0.50% · 4.625%
HK$28,304
+HK$1,623/mo
Deposit HK$2.36M · loan HK$5.51M · min. income ≈ HK$53,362/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$235,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,931
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$28,680
−HK$760/mo
Today · 4.125%
HK$29,440
baseline
▲ 0.50% · 4.625%
HK$30,991
+HK$1,551/mo
Deposit HK$2.36M · loan HK$5.51M · min. income ≈ HK$58,880/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$235,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,900
−HK$1,687/mo
▼ 0.25% · 3.875%
HK$27,736
−HK$851/mo
Today · 4.125%
HK$28,587
baseline
▲ 0.50% · 4.625%
HK$30,326
+HK$1,739/mo
Deposit HK$1.97M · loan HK$5.90M · min. income ≈ HK$57,174/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$235,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,926
−HK$1,616/mo
▼ 0.25% · 3.875%
HK$30,728
−HK$814/mo
Today · 4.125%
HK$31,542
baseline
▲ 0.50% · 4.625%
HK$33,205
+HK$1,663/mo
Deposit HK$1.97M · loan HK$5.90M · min. income ≈ HK$63,084/mo (50% DSR)
Upfront cash ≈ HK$2.20M (deposit + AVD stamp duty HK$235,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,693
−HK$1,799/mo
▼ 0.25% · 3.875%
HK$29,586
−HK$906/mo
Today · 4.125%
HK$30,492
baseline
▲ 0.50% · 4.625%
HK$32,348
+HK$1,856/mo
Deposit HK$1.57M · loan HK$6.29M · min. income ≈ HK$60,984/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$235,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,921
−HK$1,724/mo
▼ 0.25% · 3.875%
HK$32,777
−HK$868/mo
Today · 4.125%
HK$33,645
baseline
▲ 0.50% · 4.625%
HK$35,419
+HK$1,774/mo
Deposit HK$1.57M · loan HK$6.29M · min. income ≈ HK$67,290/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$235,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,486
−HK$1,912/mo
▼ 0.25% · 3.875%
HK$31,435
−HK$963/mo
Today · 4.125%
HK$32,398
baseline
▲ 0.50% · 4.625%
HK$34,369
+HK$1,971/mo
Deposit HK$1.18M · loan HK$6.68M · min. income ≈ HK$64,796/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$235,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,916
−HK$1,832/mo
▼ 0.25% · 3.875%
HK$34,825
−HK$923/mo
Today · 4.125%
HK$35,748
baseline
▲ 0.50% · 4.625%
HK$37,632
+HK$1,884/mo
Deposit HK$1.18M · loan HK$6.68M · min. income ≈ HK$71,496/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$235,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,280
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$33,284
−HK$1,020/mo
Today · 4.125%
HK$34,304
baseline
▲ 0.50% · 4.625%
HK$36,391
+HK$2,087/mo
Deposit HK$786K · loan HK$7.08M · min. income ≈ HK$68,608/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,936 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,911
−HK$1,940/mo
▼ 0.25% · 3.875%
HK$36,874
−HK$977/mo
Today · 4.125%
HK$37,851
baseline
▲ 0.50% · 4.625%
HK$39,846
+HK$1,995/mo
Deposit HK$786K · loan HK$7.08M · min. income ≈ HK$75,702/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$235,936 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).