▼ 0.50% · 3.625%
HK$15,667
−HK$982/mo
▼ 0.25% · 3.875%
HK$16,154
−HK$495/mo
Today · 4.125%
HK$16,649
baseline
▲ 0.50% · 4.625%
HK$17,662
+HK$1,013/mo
Deposit HK$3.44M · loan HK$3.44M · min. income ≈ HK$33,298/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$206,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,429
−HK$942/mo
▼ 0.25% · 3.875%
HK$17,897
−HK$474/mo
Today · 4.125%
HK$18,371
baseline
▲ 0.50% · 4.625%
HK$19,339
+HK$968/mo
Deposit HK$3.44M · loan HK$3.44M · min. income ≈ HK$36,742/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$206,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,234
−HK$1,080/mo
▼ 0.25% · 3.875%
HK$17,770
−HK$544/mo
Today · 4.125%
HK$18,314
baseline
▲ 0.50% · 4.625%
HK$19,429
+HK$1,115/mo
Deposit HK$3.09M · loan HK$3.78M · min. income ≈ HK$36,628/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$206,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,172
−HK$1,036/mo
▼ 0.25% · 3.875%
HK$19,686
−HK$522/mo
Today · 4.125%
HK$20,208
baseline
▲ 0.50% · 4.625%
HK$21,273
+HK$1,065/mo
Deposit HK$3.09M · loan HK$3.78M · min. income ≈ HK$40,416/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$206,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,800
−HK$1,179/mo
▼ 0.25% · 3.875%
HK$19,385
−HK$594/mo
Today · 4.125%
HK$19,979
baseline
▲ 0.50% · 4.625%
HK$21,195
+HK$1,216/mo
Deposit HK$2.75M · loan HK$4.12M · min. income ≈ HK$39,958/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$206,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,915
−HK$1,130/mo
▼ 0.25% · 3.875%
HK$21,476
−HK$569/mo
Today · 4.125%
HK$22,045
baseline
▲ 0.50% · 4.625%
HK$23,207
+HK$1,162/mo
Deposit HK$2.75M · loan HK$4.12M · min. income ≈ HK$44,090/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$206,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,367
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$21,001
−HK$643/mo
Today · 4.125%
HK$21,644
baseline
▲ 0.50% · 4.625%
HK$22,961
+HK$1,317/mo
Deposit HK$2.40M · loan HK$4.47M · min. income ≈ HK$43,288/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$206,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,658
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$23,266
−HK$616/mo
Today · 4.125%
HK$23,882
baseline
▲ 0.50% · 4.625%
HK$25,141
+HK$1,259/mo
Deposit HK$2.40M · loan HK$4.47M · min. income ≈ HK$47,764/mo (50% DSR)
Upfront cash ≈ HK$2.61M (deposit + AVD stamp duty HK$206,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,934
−HK$1,375/mo
▼ 0.25% · 3.875%
HK$22,616
−HK$693/mo
Today · 4.125%
HK$23,309
baseline
▲ 0.50% · 4.625%
HK$24,727
+HK$1,418/mo
Deposit HK$2.06M · loan HK$4.81M · min. income ≈ HK$46,618/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$206,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,401
−HK$1,318/mo
▼ 0.25% · 3.875%
HK$25,055
−HK$664/mo
Today · 4.125%
HK$25,719
baseline
▲ 0.50% · 4.625%
HK$27,075
+HK$1,356/mo
Deposit HK$2.06M · loan HK$4.81M · min. income ≈ HK$51,438/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$206,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,500
−HK$1,474/mo
▼ 0.25% · 3.875%
HK$24,231
−HK$743/mo
Today · 4.125%
HK$24,974
baseline
▲ 0.50% · 4.625%
HK$26,494
+HK$1,520/mo
Deposit HK$1.72M · loan HK$5.15M · min. income ≈ HK$49,948/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$206,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,144
−HK$1,412/mo
▼ 0.25% · 3.875%
HK$26,845
−HK$711/mo
Today · 4.125%
HK$27,556
baseline
▲ 0.50% · 4.625%
HK$29,009
+HK$1,453/mo
Deposit HK$1.72M · loan HK$5.15M · min. income ≈ HK$55,112/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$206,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,067
−HK$1,572/mo
▼ 0.25% · 3.875%
HK$25,847
−HK$792/mo
Today · 4.125%
HK$26,639
baseline
▲ 0.50% · 4.625%
HK$28,260
+HK$1,621/mo
Deposit HK$1.37M · loan HK$5.50M · min. income ≈ HK$53,278/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$206,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,887
−HK$1,507/mo
▼ 0.25% · 3.875%
HK$28,635
−HK$759/mo
Today · 4.125%
HK$29,394
baseline
▲ 0.50% · 4.625%
HK$30,943
+HK$1,549/mo
Deposit HK$1.37M · loan HK$5.50M · min. income ≈ HK$58,788/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$206,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,634
−HK$1,670/mo
▼ 0.25% · 3.875%
HK$27,462
−HK$842/mo
Today · 4.125%
HK$28,304
baseline
▲ 0.50% · 4.625%
HK$30,026
+HK$1,722/mo
Deposit HK$1.03M · loan HK$5.84M · min. income ≈ HK$56,608/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$206,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,630
−HK$1,601/mo
▼ 0.25% · 3.875%
HK$30,424
−HK$807/mo
Today · 4.125%
HK$31,231
baseline
▲ 0.50% · 4.625%
HK$32,877
+HK$1,646/mo
Deposit HK$1.03M · loan HK$5.84M · min. income ≈ HK$62,462/mo (50% DSR)
Upfront cash ≈ HK$1.24M (deposit + AVD stamp duty HK$206,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,200
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$29,078
−HK$891/mo
Today · 4.125%
HK$29,969
baseline
▲ 0.50% · 4.625%
HK$31,792
+HK$1,823/mo
Deposit HK$687K · loan HK$6.18M · min. income ≈ HK$59,938/mo (50% DSR)
Upfront cash ≈ HK$893K (deposit + AVD stamp duty HK$206,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,373
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$32,214
−HK$854/mo
Today · 4.125%
HK$33,068
baseline
▲ 0.50% · 4.625%
HK$34,811
+HK$1,743/mo
Deposit HK$687K · loan HK$6.18M · min. income ≈ HK$66,136/mo (50% DSR)
Upfront cash ≈ HK$893K (deposit + AVD stamp duty HK$206,121 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).