▼ 0.50% · 3.625%
HK$19,521
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$20,129
−HK$616/mo
Today · 4.125%
HK$20,745
baseline
▲ 0.50% · 4.625%
HK$22,008
+HK$1,263/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$41,490/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$256,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,717
−HK$1,174/mo
▼ 0.25% · 3.875%
HK$22,300
−HK$591/mo
Today · 4.125%
HK$22,891
baseline
▲ 0.50% · 4.625%
HK$24,097
+HK$1,206/mo
Deposit HK$4.28M · loan HK$4.28M · min. income ≈ HK$45,782/mo (50% DSR)
Upfront cash ≈ HK$4.54M (deposit + AVD stamp duty HK$256,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,473
−HK$1,347/mo
▼ 0.25% · 3.875%
HK$22,141
−HK$679/mo
Today · 4.125%
HK$22,820
baseline
▲ 0.50% · 4.625%
HK$24,209
+HK$1,389/mo
Deposit HK$3.85M · loan HK$4.71M · min. income ≈ HK$45,640/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$256,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,889
−HK$1,291/mo
▼ 0.25% · 3.875%
HK$24,530
−HK$650/mo
Today · 4.125%
HK$25,180
baseline
▲ 0.50% · 4.625%
HK$26,507
+HK$1,327/mo
Deposit HK$3.85M · loan HK$4.71M · min. income ≈ HK$50,360/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$256,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,426
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$24,154
−HK$741/mo
Today · 4.125%
HK$24,895
baseline
▲ 0.50% · 4.625%
HK$26,409
+HK$1,514/mo
Deposit HK$3.42M · loan HK$5.14M · min. income ≈ HK$49,790/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$256,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,061
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$26,760
−HK$709/mo
Today · 4.125%
HK$27,469
baseline
▲ 0.50% · 4.625%
HK$28,917
+HK$1,448/mo
Deposit HK$3.42M · loan HK$5.14M · min. income ≈ HK$54,938/mo (50% DSR)
Upfront cash ≈ HK$3.68M (deposit + AVD stamp duty HK$256,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,378
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$26,167
−HK$802/mo
Today · 4.125%
HK$26,969
baseline
▲ 0.50% · 4.625%
HK$28,610
+HK$1,641/mo
Deposit HK$3.00M · loan HK$5.56M · min. income ≈ HK$53,938/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,232
−HK$1,526/mo
▼ 0.25% · 3.875%
HK$28,990
−HK$768/mo
Today · 4.125%
HK$29,758
baseline
▲ 0.50% · 4.625%
HK$31,326
+HK$1,568/mo
Deposit HK$3.00M · loan HK$5.56M · min. income ≈ HK$59,516/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$256,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,330
−HK$1,714/mo
▼ 0.25% · 3.875%
HK$28,180
−HK$864/mo
Today · 4.125%
HK$29,044
baseline
▲ 0.50% · 4.625%
HK$30,811
+HK$1,767/mo
Deposit HK$2.57M · loan HK$5.99M · min. income ≈ HK$58,088/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$256,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,404
−HK$1,643/mo
▼ 0.25% · 3.875%
HK$31,220
−HK$827/mo
Today · 4.125%
HK$32,047
baseline
▲ 0.50% · 4.625%
HK$33,736
+HK$1,689/mo
Deposit HK$2.57M · loan HK$5.99M · min. income ≈ HK$64,094/mo (50% DSR)
Upfront cash ≈ HK$2.83M (deposit + AVD stamp duty HK$256,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,282
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$30,193
−HK$925/mo
Today · 4.125%
HK$31,118
baseline
▲ 0.50% · 4.625%
HK$33,012
+HK$1,894/mo
Deposit HK$2.14M · loan HK$6.42M · min. income ≈ HK$62,236/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$256,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,576
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$33,450
−HK$886/mo
Today · 4.125%
HK$34,336
baseline
▲ 0.50% · 4.625%
HK$36,146
+HK$1,810/mo
Deposit HK$2.14M · loan HK$6.42M · min. income ≈ HK$68,672/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$256,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,234
−HK$1,959/mo
▼ 0.25% · 3.875%
HK$32,206
−HK$987/mo
Today · 4.125%
HK$33,193
baseline
▲ 0.50% · 4.625%
HK$35,212
+HK$2,019/mo
Deposit HK$1.71M · loan HK$6.85M · min. income ≈ HK$66,386/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,748
−HK$1,877/mo
▼ 0.25% · 3.875%
HK$35,680
−HK$945/mo
Today · 4.125%
HK$36,625
baseline
▲ 0.50% · 4.625%
HK$38,556
+HK$1,931/mo
Deposit HK$1.71M · loan HK$6.85M · min. income ≈ HK$73,250/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$256,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,186
−HK$2,081/mo
▼ 0.25% · 3.875%
HK$34,219
−HK$1,048/mo
Today · 4.125%
HK$35,267
baseline
▲ 0.50% · 4.625%
HK$37,413
+HK$2,146/mo
Deposit HK$1.28M · loan HK$7.28M · min. income ≈ HK$70,534/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,919
−HK$1,995/mo
▼ 0.25% · 3.875%
HK$37,910
−HK$1,004/mo
Today · 4.125%
HK$38,914
baseline
▲ 0.50% · 4.625%
HK$40,965
+HK$2,051/mo
Deposit HK$1.28M · loan HK$7.28M · min. income ≈ HK$77,828/mo (50% DSR)
Upfront cash ≈ HK$1.54M (deposit + AVD stamp duty HK$256,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,138
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$36,231
−HK$1,111/mo
Today · 4.125%
HK$37,342
baseline
▲ 0.50% · 4.625%
HK$39,614
+HK$2,272/mo
Deposit HK$856K · loan HK$7.70M · min. income ≈ HK$74,684/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,831 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,091
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$40,140
−HK$1,063/mo
Today · 4.125%
HK$41,203
baseline
▲ 0.50% · 4.625%
HK$43,375
+HK$2,172/mo
Deposit HK$856K · loan HK$7.70M · min. income ≈ HK$82,406/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$256,831 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).