▼ 0.50% · 3.625%
HK$19,609
−HK$1,230/mo
▼ 0.25% · 3.875%
HK$20,219
−HK$620/mo
Today · 4.125%
HK$20,839
baseline
▲ 0.50% · 4.625%
HK$22,107
+HK$1,268/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$41,678/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$257,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,815
−HK$1,179/mo
▼ 0.25% · 3.875%
HK$22,400
−HK$594/mo
Today · 4.125%
HK$22,994
baseline
▲ 0.50% · 4.625%
HK$24,206
+HK$1,212/mo
Deposit HK$4.30M · loan HK$4.30M · min. income ≈ HK$45,988/mo (50% DSR)
Upfront cash ≈ HK$4.56M (deposit + AVD stamp duty HK$257,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,570
−HK$1,353/mo
▼ 0.25% · 3.875%
HK$22,241
−HK$682/mo
Today · 4.125%
HK$22,923
baseline
▲ 0.50% · 4.625%
HK$24,318
+HK$1,395/mo
Deposit HK$3.87M · loan HK$4.73M · min. income ≈ HK$45,846/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$257,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,997
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$24,640
−HK$653/mo
Today · 4.125%
HK$25,293
baseline
▲ 0.50% · 4.625%
HK$26,627
+HK$1,334/mo
Deposit HK$3.87M · loan HK$4.73M · min. income ≈ HK$50,586/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$257,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,531
−HK$1,476/mo
▼ 0.25% · 3.875%
HK$24,263
−HK$744/mo
Today · 4.125%
HK$25,007
baseline
▲ 0.50% · 4.625%
HK$26,529
+HK$1,522/mo
Deposit HK$3.44M · loan HK$5.16M · min. income ≈ HK$50,014/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$257,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,178
−HK$1,415/mo
▼ 0.25% · 3.875%
HK$26,880
−HK$713/mo
Today · 4.125%
HK$27,593
baseline
▲ 0.50% · 4.625%
HK$29,047
+HK$1,454/mo
Deposit HK$3.44M · loan HK$5.16M · min. income ≈ HK$55,186/mo (50% DSR)
Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$257,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,492
−HK$1,599/mo
▼ 0.25% · 3.875%
HK$26,285
−HK$806/mo
Today · 4.125%
HK$27,091
baseline
▲ 0.50% · 4.625%
HK$28,739
+HK$1,648/mo
Deposit HK$3.01M · loan HK$5.59M · min. income ≈ HK$54,182/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$257,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,360
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$29,120
−HK$772/mo
Today · 4.125%
HK$29,892
baseline
▲ 0.50% · 4.625%
HK$31,468
+HK$1,576/mo
Deposit HK$3.01M · loan HK$5.59M · min. income ≈ HK$59,784/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$257,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,453
−HK$1,722/mo
▼ 0.25% · 3.875%
HK$28,307
−HK$868/mo
Today · 4.125%
HK$29,175
baseline
▲ 0.50% · 4.625%
HK$30,950
+HK$1,775/mo
Deposit HK$2.58M · loan HK$6.02M · min. income ≈ HK$58,350/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$257,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,541
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$31,360
−HK$831/mo
Today · 4.125%
HK$32,191
baseline
▲ 0.50% · 4.625%
HK$33,888
+HK$1,697/mo
Deposit HK$2.58M · loan HK$6.02M · min. income ≈ HK$64,382/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$257,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,414
−HK$1,845/mo
▼ 0.25% · 3.875%
HK$30,329
−HK$930/mo
Today · 4.125%
HK$31,259
baseline
▲ 0.50% · 4.625%
HK$33,161
+HK$1,902/mo
Deposit HK$2.15M · loan HK$6.45M · min. income ≈ HK$62,518/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$257,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,723
−HK$1,768/mo
▼ 0.25% · 3.875%
HK$33,601
−HK$890/mo
Today · 4.125%
HK$34,491
baseline
▲ 0.50% · 4.625%
HK$36,309
+HK$1,818/mo
Deposit HK$2.15M · loan HK$6.45M · min. income ≈ HK$68,982/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$257,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,375
−HK$1,968/mo
▼ 0.25% · 3.875%
HK$32,351
−HK$992/mo
Today · 4.125%
HK$33,343
baseline
▲ 0.50% · 4.625%
HK$35,371
+HK$2,028/mo
Deposit HK$1.72M · loan HK$6.88M · min. income ≈ HK$66,686/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$257,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,904
−HK$1,886/mo
▼ 0.25% · 3.875%
HK$35,841
−HK$949/mo
Today · 4.125%
HK$36,790
baseline
▲ 0.50% · 4.625%
HK$38,729
+HK$1,939/mo
Deposit HK$1.72M · loan HK$6.88M · min. income ≈ HK$73,580/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$257,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,336
−HK$2,090/mo
▼ 0.25% · 3.875%
HK$34,373
−HK$1,053/mo
Today · 4.125%
HK$35,426
baseline
▲ 0.50% · 4.625%
HK$37,582
+HK$2,156/mo
Deposit HK$1.29M · loan HK$7.31M · min. income ≈ HK$70,852/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$257,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,086
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$38,081
−HK$1,009/mo
Today · 4.125%
HK$39,090
baseline
▲ 0.50% · 4.625%
HK$41,150
+HK$2,060/mo
Deposit HK$1.29M · loan HK$7.31M · min. income ≈ HK$78,180/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$257,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,297
−HK$2,213/mo
▼ 0.25% · 3.875%
HK$36,395
−HK$1,115/mo
Today · 4.125%
HK$37,510
baseline
▲ 0.50% · 4.625%
HK$39,793
+HK$2,283/mo
Deposit HK$860K · loan HK$7.74M · min. income ≈ HK$75,020/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,267
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$40,321
−HK$1,068/mo
Today · 4.125%
HK$41,389
baseline
▲ 0.50% · 4.625%
HK$43,571
+HK$2,182/mo
Deposit HK$860K · loan HK$7.74M · min. income ≈ HK$82,778/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$257,990 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).