▼ 0.50% · 3.625%
HK$19,801
−HK$1,242/mo
▼ 0.25% · 3.875%
HK$20,417
−HK$626/mo
Today · 4.125%
HK$21,043
baseline
▲ 0.50% · 4.625%
HK$22,323
+HK$1,280/mo
Deposit HK$4.34M · loan HK$4.34M · min. income ≈ HK$42,086/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$260,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,028
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$22,619
−HK$600/mo
Today · 4.125%
HK$23,219
baseline
▲ 0.50% · 4.625%
HK$24,442
+HK$1,223/mo
Deposit HK$4.34M · loan HK$4.34M · min. income ≈ HK$46,438/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$260,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,781
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$22,459
−HK$688/mo
Today · 4.125%
HK$23,147
baseline
▲ 0.50% · 4.625%
HK$24,555
+HK$1,408/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$46,294/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$260,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,231
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$24,881
−HK$659/mo
Today · 4.125%
HK$25,540
baseline
▲ 0.50% · 4.625%
HK$26,887
+HK$1,347/mo
Deposit HK$3.91M · loan HK$4.78M · min. income ≈ HK$51,080/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$260,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,761
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$24,500
−HK$751/mo
Today · 4.125%
HK$25,251
baseline
▲ 0.50% · 4.625%
HK$26,788
+HK$1,537/mo
Deposit HK$3.47M · loan HK$5.21M · min. income ≈ HK$50,502/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$260,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,434
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$27,143
−HK$719/mo
Today · 4.125%
HK$27,862
baseline
▲ 0.50% · 4.625%
HK$29,331
+HK$1,469/mo
Deposit HK$3.47M · loan HK$5.21M · min. income ≈ HK$55,724/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$260,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,741
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$26,542
−HK$814/mo
Today · 4.125%
HK$27,356
baseline
▲ 0.50% · 4.625%
HK$29,020
+HK$1,664/mo
Deposit HK$3.04M · loan HK$5.64M · min. income ≈ HK$54,712/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,637
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$29,405
−HK$779/mo
Today · 4.125%
HK$30,184
baseline
▲ 0.50% · 4.625%
HK$31,775
+HK$1,591/mo
Deposit HK$3.04M · loan HK$5.64M · min. income ≈ HK$60,368/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,721
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$28,584
−HK$876/mo
Today · 4.125%
HK$29,460
baseline
▲ 0.50% · 4.625%
HK$31,252
+HK$1,792/mo
Deposit HK$2.61M · loan HK$6.08M · min. income ≈ HK$58,920/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,840
−HK$1,666/mo
▼ 0.25% · 3.875%
HK$31,667
−HK$839/mo
Today · 4.125%
HK$32,506
baseline
▲ 0.50% · 4.625%
HK$34,219
+HK$1,713/mo
Deposit HK$2.61M · loan HK$6.08M · min. income ≈ HK$65,012/mo (50% DSR)
Upfront cash ≈ HK$2.87M (deposit + AVD stamp duty HK$260,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,702
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$30,625
−HK$939/mo
Today · 4.125%
HK$31,564
baseline
▲ 0.50% · 4.625%
HK$33,485
+HK$1,921/mo
Deposit HK$2.17M · loan HK$6.51M · min. income ≈ HK$63,128/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,043
−HK$1,785/mo
▼ 0.25% · 3.875%
HK$33,929
−HK$899/mo
Today · 4.125%
HK$34,828
baseline
▲ 0.50% · 4.625%
HK$36,664
+HK$1,836/mo
Deposit HK$2.17M · loan HK$6.51M · min. income ≈ HK$69,656/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,682
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$32,667
−HK$1,001/mo
Today · 4.125%
HK$33,668
baseline
▲ 0.50% · 4.625%
HK$35,717
+HK$2,049/mo
Deposit HK$1.74M · loan HK$6.95M · min. income ≈ HK$67,336/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,246
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$36,191
−HK$959/mo
Today · 4.125%
HK$37,150
baseline
▲ 0.50% · 4.625%
HK$39,108
+HK$1,958/mo
Deposit HK$1.74M · loan HK$6.95M · min. income ≈ HK$74,300/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,662
−HK$2,111/mo
▼ 0.25% · 3.875%
HK$34,709
−HK$1,064/mo
Today · 4.125%
HK$35,773
baseline
▲ 0.50% · 4.625%
HK$37,949
+HK$2,176/mo
Deposit HK$1.30M · loan HK$7.38M · min. income ≈ HK$71,546/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,448
−HK$2,024/mo
▼ 0.25% · 3.875%
HK$38,453
−HK$1,019/mo
Today · 4.125%
HK$39,472
baseline
▲ 0.50% · 4.625%
HK$41,552
+HK$2,080/mo
Deposit HK$1.30M · loan HK$7.38M · min. income ≈ HK$78,944/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,642
−HK$2,235/mo
▼ 0.25% · 3.875%
HK$36,751
−HK$1,126/mo
Today · 4.125%
HK$37,877
baseline
▲ 0.50% · 4.625%
HK$40,182
+HK$2,305/mo
Deposit HK$868K · loan HK$7.82M · min. income ≈ HK$75,754/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,651
−HK$2,142/mo
▼ 0.25% · 3.875%
HK$40,715
−HK$1,078/mo
Today · 4.125%
HK$41,793
baseline
▲ 0.50% · 4.625%
HK$43,996
+HK$2,203/mo
Deposit HK$868K · loan HK$7.82M · min. income ≈ HK$83,586/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,511 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).