▼ 0.50% · 3.625%
HK$19,904
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$20,523
−HK$629/mo
Today · 4.125%
HK$21,152
baseline
▲ 0.50% · 4.625%
HK$22,439
+HK$1,287/mo
Deposit HK$4.36M · loan HK$4.36M · min. income ≈ HK$42,304/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$261,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,143
−HK$1,196/mo
▼ 0.25% · 3.875%
HK$22,737
−HK$602/mo
Today · 4.125%
HK$23,339
baseline
▲ 0.50% · 4.625%
HK$24,569
+HK$1,230/mo
Deposit HK$4.36M · loan HK$4.36M · min. income ≈ HK$46,678/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$261,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,894
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$22,575
−HK$692/mo
Today · 4.125%
HK$23,267
baseline
▲ 0.50% · 4.625%
HK$24,683
+HK$1,416/mo
Deposit HK$3.93M · loan HK$4.80M · min. income ≈ HK$46,534/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$261,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,357
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$25,010
−HK$663/mo
Today · 4.125%
HK$25,673
baseline
▲ 0.50% · 4.625%
HK$27,026
+HK$1,353/mo
Deposit HK$3.93M · loan HK$4.80M · min. income ≈ HK$51,346/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$261,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,885
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$24,628
−HK$754/mo
Today · 4.125%
HK$25,382
baseline
▲ 0.50% · 4.625%
HK$26,927
+HK$1,545/mo
Deposit HK$3.49M · loan HK$5.24M · min. income ≈ HK$50,764/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,572
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$27,284
−HK$723/mo
Today · 4.125%
HK$28,007
baseline
▲ 0.50% · 4.625%
HK$29,483
+HK$1,476/mo
Deposit HK$3.49M · loan HK$5.24M · min. income ≈ HK$56,014/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,875
−HK$1,623/mo
▼ 0.25% · 3.875%
HK$26,680
−HK$818/mo
Today · 4.125%
HK$27,498
baseline
▲ 0.50% · 4.625%
HK$29,171
+HK$1,673/mo
Deposit HK$3.06M · loan HK$5.67M · min. income ≈ HK$54,996/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$261,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,786
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$29,558
−HK$783/mo
Today · 4.125%
HK$30,341
baseline
▲ 0.50% · 4.625%
HK$31,940
+HK$1,599/mo
Deposit HK$3.06M · loan HK$5.67M · min. income ≈ HK$60,682/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$261,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,866
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$28,732
−HK$881/mo
Today · 4.125%
HK$29,613
baseline
▲ 0.50% · 4.625%
HK$31,415
+HK$1,802/mo
Deposit HK$2.62M · loan HK$6.11M · min. income ≈ HK$59,226/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,000
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$31,831
−HK$844/mo
Today · 4.125%
HK$32,675
baseline
▲ 0.50% · 4.625%
HK$34,397
+HK$1,722/mo
Deposit HK$2.62M · loan HK$6.11M · min. income ≈ HK$65,350/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,856
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$30,785
−HK$943/mo
Today · 4.125%
HK$31,728
baseline
▲ 0.50% · 4.625%
HK$33,659
+HK$1,931/mo
Deposit HK$2.18M · loan HK$6.55M · min. income ≈ HK$63,456/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,214
−HK$1,795/mo
▼ 0.25% · 3.875%
HK$34,105
−HK$904/mo
Today · 4.125%
HK$35,009
baseline
▲ 0.50% · 4.625%
HK$36,854
+HK$1,845/mo
Deposit HK$2.18M · loan HK$6.55M · min. income ≈ HK$70,018/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,846
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$32,837
−HK$1,006/mo
Today · 4.125%
HK$33,843
baseline
▲ 0.50% · 4.625%
HK$35,903
+HK$2,060/mo
Deposit HK$1.75M · loan HK$6.98M · min. income ≈ HK$67,686/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$261,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,429
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$36,379
−HK$964/mo
Today · 4.125%
HK$37,343
baseline
▲ 0.50% · 4.625%
HK$39,311
+HK$1,968/mo
Deposit HK$1.75M · loan HK$6.98M · min. income ≈ HK$74,686/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$261,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,837
−HK$2,122/mo
▼ 0.25% · 3.875%
HK$34,889
−HK$1,070/mo
Today · 4.125%
HK$35,959
baseline
▲ 0.50% · 4.625%
HK$38,147
+HK$2,188/mo
Deposit HK$1.31M · loan HK$7.42M · min. income ≈ HK$71,918/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,643
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$38,653
−HK$1,024/mo
Today · 4.125%
HK$39,677
baseline
▲ 0.50% · 4.625%
HK$41,768
+HK$2,091/mo
Deposit HK$1.31M · loan HK$7.42M · min. income ≈ HK$79,354/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,827
−HK$2,247/mo
▼ 0.25% · 3.875%
HK$36,941
−HK$1,133/mo
Today · 4.125%
HK$38,074
baseline
▲ 0.50% · 4.625%
HK$40,390
+HK$2,316/mo
Deposit HK$873K · loan HK$7.86M · min. income ≈ HK$76,148/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,857
−HK$2,154/mo
▼ 0.25% · 3.875%
HK$40,926
−HK$1,085/mo
Today · 4.125%
HK$42,011
baseline
▲ 0.50% · 4.625%
HK$44,225
+HK$2,214/mo
Deposit HK$873K · loan HK$7.86M · min. income ≈ HK$84,022/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,865 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).