▼ 0.50% · 3.625%
HK$19,900
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$20,519
−HK$629/mo
Today · 4.125%
HK$21,148
baseline
▲ 0.50% · 4.625%
HK$22,435
+HK$1,287/mo
Deposit HK$4.36M · loan HK$4.36M · min. income ≈ HK$42,296/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$261,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,138
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$22,732
−HK$603/mo
Today · 4.125%
HK$23,335
baseline
▲ 0.50% · 4.625%
HK$24,565
+HK$1,230/mo
Deposit HK$4.36M · loan HK$4.36M · min. income ≈ HK$46,670/mo (50% DSR)
Upfront cash ≈ HK$4.63M (deposit + AVD stamp duty HK$261,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,890
−HK$1,373/mo
▼ 0.25% · 3.875%
HK$22,571
−HK$692/mo
Today · 4.125%
HK$23,263
baseline
▲ 0.50% · 4.625%
HK$24,678
+HK$1,415/mo
Deposit HK$3.93M · loan HK$4.80M · min. income ≈ HK$46,526/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$261,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,352
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$25,005
−HK$663/mo
Today · 4.125%
HK$25,668
baseline
▲ 0.50% · 4.625%
HK$27,021
+HK$1,353/mo
Deposit HK$3.93M · loan HK$4.80M · min. income ≈ HK$51,336/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$261,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,880
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$24,623
−HK$754/mo
Today · 4.125%
HK$25,377
baseline
▲ 0.50% · 4.625%
HK$26,922
+HK$1,545/mo
Deposit HK$3.49M · loan HK$5.24M · min. income ≈ HK$50,754/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,566
−HK$1,435/mo
▼ 0.25% · 3.875%
HK$27,279
−HK$722/mo
Today · 4.125%
HK$28,001
baseline
▲ 0.50% · 4.625%
HK$29,477
+HK$1,476/mo
Deposit HK$3.49M · loan HK$5.24M · min. income ≈ HK$56,002/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$261,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,870
−HK$1,622/mo
▼ 0.25% · 3.875%
HK$26,675
−HK$817/mo
Today · 4.125%
HK$27,492
baseline
▲ 0.50% · 4.625%
HK$29,165
+HK$1,673/mo
Deposit HK$3.05M · loan HK$5.67M · min. income ≈ HK$54,984/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$261,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,780
−HK$1,555/mo
▼ 0.25% · 3.875%
HK$29,552
−HK$783/mo
Today · 4.125%
HK$30,335
baseline
▲ 0.50% · 4.625%
HK$31,934
+HK$1,599/mo
Deposit HK$3.05M · loan HK$5.67M · min. income ≈ HK$60,670/mo (50% DSR)
Upfront cash ≈ HK$3.32M (deposit + AVD stamp duty HK$261,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,860
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$28,726
−HK$881/mo
Today · 4.125%
HK$29,607
baseline
▲ 0.50% · 4.625%
HK$31,408
+HK$1,801/mo
Deposit HK$2.62M · loan HK$6.11M · min. income ≈ HK$59,214/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,994
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$31,825
−HK$843/mo
Today · 4.125%
HK$32,668
baseline
▲ 0.50% · 4.625%
HK$34,390
+HK$1,722/mo
Deposit HK$2.62M · loan HK$6.11M · min. income ≈ HK$65,336/mo (50% DSR)
Upfront cash ≈ HK$2.88M (deposit + AVD stamp duty HK$261,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,850
−HK$1,872/mo
▼ 0.25% · 3.875%
HK$30,778
−HK$944/mo
Today · 4.125%
HK$31,722
baseline
▲ 0.50% · 4.625%
HK$33,652
+HK$1,930/mo
Deposit HK$2.18M · loan HK$6.55M · min. income ≈ HK$63,444/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,208
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$34,098
−HK$904/mo
Today · 4.125%
HK$35,002
baseline
▲ 0.50% · 4.625%
HK$36,847
+HK$1,845/mo
Deposit HK$2.18M · loan HK$6.55M · min. income ≈ HK$70,004/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$261,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,840
−HK$1,997/mo
▼ 0.25% · 3.875%
HK$32,830
−HK$1,007/mo
Today · 4.125%
HK$33,837
baseline
▲ 0.50% · 4.625%
HK$35,895
+HK$2,058/mo
Deposit HK$1.75M · loan HK$6.98M · min. income ≈ HK$67,674/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$261,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,422
−HK$1,913/mo
▼ 0.25% · 3.875%
HK$36,372
−HK$963/mo
Today · 4.125%
HK$37,335
baseline
▲ 0.50% · 4.625%
HK$39,303
+HK$1,968/mo
Deposit HK$1.75M · loan HK$6.98M · min. income ≈ HK$74,670/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$261,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,830
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$34,882
−HK$1,069/mo
Today · 4.125%
HK$35,951
baseline
▲ 0.50% · 4.625%
HK$38,139
+HK$2,188/mo
Deposit HK$1.31M · loan HK$7.42M · min. income ≈ HK$71,902/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,635
−HK$2,034/mo
▼ 0.25% · 3.875%
HK$38,645
−HK$1,024/mo
Today · 4.125%
HK$39,669
baseline
▲ 0.50% · 4.625%
HK$41,760
+HK$2,091/mo
Deposit HK$1.31M · loan HK$7.42M · min. income ≈ HK$79,338/mo (50% DSR)
Upfront cash ≈ HK$1.57M (deposit + AVD stamp duty HK$261,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,820
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$36,934
−HK$1,132/mo
Today · 4.125%
HK$38,066
baseline
▲ 0.50% · 4.625%
HK$40,382
+HK$2,316/mo
Deposit HK$873K · loan HK$7.85M · min. income ≈ HK$76,132/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,849
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$40,918
−HK$1,084/mo
Today · 4.125%
HK$42,002
baseline
▲ 0.50% · 4.625%
HK$44,216
+HK$2,214/mo
Deposit HK$873K · loan HK$7.85M · min. income ≈ HK$84,004/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$261,812 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).