▼ 0.50% · 3.625%
HK$16,590
−HK$1,040/mo
▼ 0.25% · 3.875%
HK$17,106
−HK$524/mo
Today · 4.125%
HK$17,630
baseline
▲ 0.50% · 4.625%
HK$18,703
+HK$1,073/mo
Deposit HK$3.64M · loan HK$3.64M · min. income ≈ HK$35,260/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$218,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,456
−HK$997/mo
▼ 0.25% · 3.875%
HK$18,951
−HK$502/mo
Today · 4.125%
HK$19,453
baseline
▲ 0.50% · 4.625%
HK$20,478
+HK$1,025/mo
Deposit HK$3.64M · loan HK$3.64M · min. income ≈ HK$38,906/mo (50% DSR)
Upfront cash ≈ HK$3.86M (deposit + AVD stamp duty HK$218,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,249
−HK$1,144/mo
▼ 0.25% · 3.875%
HK$18,816
−HK$577/mo
Today · 4.125%
HK$19,393
baseline
▲ 0.50% · 4.625%
HK$20,573
+HK$1,180/mo
Deposit HK$3.27M · loan HK$4.00M · min. income ≈ HK$38,786/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$218,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,301
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$20,846
−HK$552/mo
Today · 4.125%
HK$21,398
baseline
▲ 0.50% · 4.625%
HK$22,526
+HK$1,128/mo
Deposit HK$3.27M · loan HK$4.00M · min. income ≈ HK$42,796/mo (50% DSR)
Upfront cash ≈ HK$3.49M (deposit + AVD stamp duty HK$218,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,908
−HK$1,248/mo
▼ 0.25% · 3.875%
HK$20,527
−HK$629/mo
Today · 4.125%
HK$21,156
baseline
▲ 0.50% · 4.625%
HK$22,443
+HK$1,287/mo
Deposit HK$2.91M · loan HK$4.37M · min. income ≈ HK$42,312/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$218,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,147
−HK$1,197/mo
▼ 0.25% · 3.875%
HK$22,741
−HK$603/mo
Today · 4.125%
HK$23,344
baseline
▲ 0.50% · 4.625%
HK$24,574
+HK$1,230/mo
Deposit HK$2.91M · loan HK$4.37M · min. income ≈ HK$46,688/mo (50% DSR)
Upfront cash ≈ HK$3.13M (deposit + AVD stamp duty HK$218,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,567
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$22,237
−HK$682/mo
Today · 4.125%
HK$22,919
baseline
▲ 0.50% · 4.625%
HK$24,314
+HK$1,395/mo
Deposit HK$2.55M · loan HK$4.73M · min. income ≈ HK$45,838/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$218,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,993
−HK$1,296/mo
▼ 0.25% · 3.875%
HK$24,636
−HK$653/mo
Today · 4.125%
HK$25,289
baseline
▲ 0.50% · 4.625%
HK$26,622
+HK$1,333/mo
Deposit HK$2.55M · loan HK$4.73M · min. income ≈ HK$50,578/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$218,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,226
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$23,948
−HK$734/mo
Today · 4.125%
HK$24,682
baseline
▲ 0.50% · 4.625%
HK$26,184
+HK$1,502/mo
Deposit HK$2.18M · loan HK$5.09M · min. income ≈ HK$49,364/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$218,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,838
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$26,531
−HK$703/mo
Today · 4.125%
HK$27,234
baseline
▲ 0.50% · 4.625%
HK$28,670
+HK$1,436/mo
Deposit HK$2.18M · loan HK$5.09M · min. income ≈ HK$54,468/mo (50% DSR)
Upfront cash ≈ HK$2.40M (deposit + AVD stamp duty HK$218,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,885
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$25,659
−HK$786/mo
Today · 4.125%
HK$26,445
baseline
▲ 0.50% · 4.625%
HK$28,054
+HK$1,609/mo
Deposit HK$1.82M · loan HK$5.46M · min. income ≈ HK$52,890/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$218,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,684
−HK$1,495/mo
▼ 0.25% · 3.875%
HK$28,426
−HK$753/mo
Today · 4.125%
HK$29,179
baseline
▲ 0.50% · 4.625%
HK$30,718
+HK$1,539/mo
Deposit HK$1.82M · loan HK$5.46M · min. income ≈ HK$58,358/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$218,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,543
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$27,369
−HK$839/mo
Today · 4.125%
HK$28,208
baseline
▲ 0.50% · 4.625%
HK$29,924
+HK$1,716/mo
Deposit HK$1.46M · loan HK$5.82M · min. income ≈ HK$56,416/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$218,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,529
−HK$1,596/mo
▼ 0.25% · 3.875%
HK$30,321
−HK$804/mo
Today · 4.125%
HK$31,125
baseline
▲ 0.50% · 4.625%
HK$32,765
+HK$1,640/mo
Deposit HK$1.46M · loan HK$5.82M · min. income ≈ HK$62,250/mo (50% DSR)
Upfront cash ≈ HK$1.67M (deposit + AVD stamp duty HK$218,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,202
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$29,080
−HK$891/mo
Today · 4.125%
HK$29,971
baseline
▲ 0.50% · 4.625%
HK$31,795
+HK$1,824/mo
Deposit HK$1.09M · loan HK$6.18M · min. income ≈ HK$59,942/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$218,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,375
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$32,216
−HK$854/mo
Today · 4.125%
HK$33,070
baseline
▲ 0.50% · 4.625%
HK$34,813
+HK$1,743/mo
Deposit HK$1.09M · loan HK$6.18M · min. income ≈ HK$66,140/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$218,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,861
−HK$1,873/mo
▼ 0.25% · 3.875%
HK$30,790
−HK$944/mo
Today · 4.125%
HK$31,734
baseline
▲ 0.50% · 4.625%
HK$33,665
+HK$1,931/mo
Deposit HK$728K · loan HK$6.55M · min. income ≈ HK$63,468/mo (50% DSR)
Upfront cash ≈ HK$946K (deposit + AVD stamp duty HK$218,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,221
−HK$1,794/mo
▼ 0.25% · 3.875%
HK$34,111
−HK$904/mo
Today · 4.125%
HK$35,015
baseline
▲ 0.50% · 4.625%
HK$36,861
+HK$1,846/mo
Deposit HK$728K · loan HK$6.55M · min. income ≈ HK$70,030/mo (50% DSR)
Upfront cash ≈ HK$946K (deposit + AVD stamp duty HK$218,261 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).