▼ 0.50% · 3.625%
HK$16,751
−HK$1,051/mo
▼ 0.25% · 3.875%
HK$17,272
−HK$530/mo
Today · 4.125%
HK$17,802
baseline
▲ 0.50% · 4.625%
HK$18,885
+HK$1,083/mo
Deposit HK$3.67M · loan HK$3.67M · min. income ≈ HK$35,604/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$220,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,636
−HK$1,006/mo
▼ 0.25% · 3.875%
HK$19,135
−HK$507/mo
Today · 4.125%
HK$19,642
baseline
▲ 0.50% · 4.625%
HK$20,678
+HK$1,036/mo
Deposit HK$3.67M · loan HK$3.67M · min. income ≈ HK$39,284/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$220,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,426
−HK$1,156/mo
▼ 0.25% · 3.875%
HK$18,999
−HK$583/mo
Today · 4.125%
HK$19,582
baseline
▲ 0.50% · 4.625%
HK$20,773
+HK$1,191/mo
Deposit HK$3.31M · loan HK$4.04M · min. income ≈ HK$39,164/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$220,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,499
−HK$1,108/mo
▼ 0.25% · 3.875%
HK$21,049
−HK$558/mo
Today · 4.125%
HK$21,607
baseline
▲ 0.50% · 4.625%
HK$22,745
+HK$1,138/mo
Deposit HK$3.31M · loan HK$4.04M · min. income ≈ HK$43,214/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$220,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,101
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$20,727
−HK$635/mo
Today · 4.125%
HK$21,362
baseline
▲ 0.50% · 4.625%
HK$22,662
+HK$1,300/mo
Deposit HK$2.94M · loan HK$4.41M · min. income ≈ HK$42,724/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$220,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,363
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$22,962
−HK$609/mo
Today · 4.125%
HK$23,571
baseline
▲ 0.50% · 4.625%
HK$24,813
+HK$1,242/mo
Deposit HK$2.94M · loan HK$4.41M · min. income ≈ HK$47,142/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$220,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,777
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$22,454
−HK$688/mo
Today · 4.125%
HK$23,142
baseline
▲ 0.50% · 4.625%
HK$24,550
+HK$1,408/mo
Deposit HK$2.57M · loan HK$4.78M · min. income ≈ HK$46,284/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$220,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,226
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$24,876
−HK$659/mo
Today · 4.125%
HK$25,535
baseline
▲ 0.50% · 4.625%
HK$26,881
+HK$1,346/mo
Deposit HK$2.57M · loan HK$4.78M · min. income ≈ HK$51,070/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$220,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,452
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$24,181
−HK$741/mo
Today · 4.125%
HK$24,922
baseline
▲ 0.50% · 4.625%
HK$26,439
+HK$1,517/mo
Deposit HK$2.20M · loan HK$5.14M · min. income ≈ HK$49,844/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$220,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,090
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$26,789
−HK$710/mo
Today · 4.125%
HK$27,499
baseline
▲ 0.50% · 4.625%
HK$28,949
+HK$1,450/mo
Deposit HK$2.20M · loan HK$5.14M · min. income ≈ HK$54,998/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$220,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,127
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$25,908
−HK$794/mo
Today · 4.125%
HK$26,702
baseline
▲ 0.50% · 4.625%
HK$28,327
+HK$1,625/mo
Deposit HK$1.84M · loan HK$5.51M · min. income ≈ HK$53,404/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$220,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,953
−HK$1,511/mo
▼ 0.25% · 3.875%
HK$28,703
−HK$761/mo
Today · 4.125%
HK$29,464
baseline
▲ 0.50% · 4.625%
HK$31,017
+HK$1,553/mo
Deposit HK$1.84M · loan HK$5.51M · min. income ≈ HK$58,928/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$220,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,802
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$27,636
−HK$847/mo
Today · 4.125%
HK$28,483
baseline
▲ 0.50% · 4.625%
HK$30,216
+HK$1,733/mo
Deposit HK$1.47M · loan HK$5.88M · min. income ≈ HK$56,966/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$220,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,817
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$30,617
−HK$811/mo
Today · 4.125%
HK$31,428
baseline
▲ 0.50% · 4.625%
HK$33,084
+HK$1,656/mo
Deposit HK$1.47M · loan HK$5.88M · min. income ≈ HK$62,856/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$220,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,477
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$29,363
−HK$900/mo
Today · 4.125%
HK$30,263
baseline
▲ 0.50% · 4.625%
HK$32,104
+HK$1,841/mo
Deposit HK$1.10M · loan HK$6.24M · min. income ≈ HK$60,526/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$220,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,680
−HK$1,712/mo
▼ 0.25% · 3.875%
HK$32,530
−HK$862/mo
Today · 4.125%
HK$33,392
baseline
▲ 0.50% · 4.625%
HK$35,152
+HK$1,760/mo
Deposit HK$1.10M · loan HK$6.24M · min. income ≈ HK$66,784/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$220,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,152
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$31,090
−HK$953/mo
Today · 4.125%
HK$32,043
baseline
▲ 0.50% · 4.625%
HK$33,993
+HK$1,950/mo
Deposit HK$735K · loan HK$6.61M · min. income ≈ HK$64,086/mo (50% DSR)
Upfront cash ≈ HK$955K (deposit + AVD stamp duty HK$220,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,544
−HK$1,812/mo
▼ 0.25% · 3.875%
HK$34,444
−HK$912/mo
Today · 4.125%
HK$35,356
baseline
▲ 0.50% · 4.625%
HK$37,220
+HK$1,864/mo
Deposit HK$735K · loan HK$6.61M · min. income ≈ HK$70,712/mo (50% DSR)
Upfront cash ≈ HK$955K (deposit + AVD stamp duty HK$220,386 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).