▼ 0.50% · 3.625%
HK$16,753
−HK$1,051/mo
▼ 0.25% · 3.875%
HK$17,275
−HK$529/mo
Today · 4.125%
HK$17,804
baseline
▲ 0.50% · 4.625%
HK$18,887
+HK$1,083/mo
Deposit HK$3.67M · loan HK$3.67M · min. income ≈ HK$35,608/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$220,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,638
−HK$1,007/mo
▼ 0.25% · 3.875%
HK$19,138
−HK$507/mo
Today · 4.125%
HK$19,645
baseline
▲ 0.50% · 4.625%
HK$20,680
+HK$1,035/mo
Deposit HK$3.67M · loan HK$3.67M · min. income ≈ HK$39,290/mo (50% DSR)
Upfront cash ≈ HK$3.89M (deposit + AVD stamp duty HK$220,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,429
−HK$1,155/mo
▼ 0.25% · 3.875%
HK$19,002
−HK$582/mo
Today · 4.125%
HK$19,584
baseline
▲ 0.50% · 4.625%
HK$20,776
+HK$1,192/mo
Deposit HK$3.31M · loan HK$4.04M · min. income ≈ HK$39,168/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$220,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,502
−HK$1,107/mo
▼ 0.25% · 3.875%
HK$21,052
−HK$557/mo
Today · 4.125%
HK$21,609
baseline
▲ 0.50% · 4.625%
HK$22,748
+HK$1,139/mo
Deposit HK$3.31M · loan HK$4.04M · min. income ≈ HK$43,218/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$220,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,104
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$20,729
−HK$636/mo
Today · 4.125%
HK$21,365
baseline
▲ 0.50% · 4.625%
HK$22,665
+HK$1,300/mo
Deposit HK$2.94M · loan HK$4.41M · min. income ≈ HK$42,730/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$220,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,366
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$22,965
−HK$609/mo
Today · 4.125%
HK$23,574
baseline
▲ 0.50% · 4.625%
HK$24,817
+HK$1,243/mo
Deposit HK$2.94M · loan HK$4.41M · min. income ≈ HK$47,148/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$220,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,779
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$22,457
−HK$688/mo
Today · 4.125%
HK$23,145
baseline
▲ 0.50% · 4.625%
HK$24,553
+HK$1,408/mo
Deposit HK$2.57M · loan HK$4.78M · min. income ≈ HK$46,290/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$220,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,229
−HK$1,309/mo
▼ 0.25% · 3.875%
HK$24,879
−HK$659/mo
Today · 4.125%
HK$25,538
baseline
▲ 0.50% · 4.625%
HK$26,885
+HK$1,347/mo
Deposit HK$2.57M · loan HK$4.78M · min. income ≈ HK$51,076/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$220,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,455
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$24,184
−HK$742/mo
Today · 4.125%
HK$24,926
baseline
▲ 0.50% · 4.625%
HK$26,442
+HK$1,516/mo
Deposit HK$2.20M · loan HK$5.14M · min. income ≈ HK$49,852/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$220,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,093
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$26,793
−HK$710/mo
Today · 4.125%
HK$27,503
baseline
▲ 0.50% · 4.625%
HK$28,953
+HK$1,450/mo
Deposit HK$2.20M · loan HK$5.14M · min. income ≈ HK$55,006/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$220,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,130
−HK$1,576/mo
▼ 0.25% · 3.875%
HK$25,912
−HK$794/mo
Today · 4.125%
HK$26,706
baseline
▲ 0.50% · 4.625%
HK$28,331
+HK$1,625/mo
Deposit HK$1.84M · loan HK$5.51M · min. income ≈ HK$53,412/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$220,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,957
−HK$1,510/mo
▼ 0.25% · 3.875%
HK$28,707
−HK$760/mo
Today · 4.125%
HK$29,467
baseline
▲ 0.50% · 4.625%
HK$31,021
+HK$1,554/mo
Deposit HK$1.84M · loan HK$5.51M · min. income ≈ HK$58,934/mo (50% DSR)
Upfront cash ≈ HK$2.06M (deposit + AVD stamp duty HK$220,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,805
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$27,639
−HK$847/mo
Today · 4.125%
HK$28,486
baseline
▲ 0.50% · 4.625%
HK$30,220
+HK$1,734/mo
Deposit HK$1.47M · loan HK$5.88M · min. income ≈ HK$56,972/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$220,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,821
−HK$1,611/mo
▼ 0.25% · 3.875%
HK$30,621
−HK$811/mo
Today · 4.125%
HK$31,432
baseline
▲ 0.50% · 4.625%
HK$33,089
+HK$1,657/mo
Deposit HK$1.47M · loan HK$5.88M · min. income ≈ HK$62,864/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$220,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,481
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$29,367
−HK$900/mo
Today · 4.125%
HK$30,267
baseline
▲ 0.50% · 4.625%
HK$32,108
+HK$1,841/mo
Deposit HK$1.10M · loan HK$6.25M · min. income ≈ HK$60,534/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$220,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,685
−HK$1,711/mo
▼ 0.25% · 3.875%
HK$32,534
−HK$862/mo
Today · 4.125%
HK$33,396
baseline
▲ 0.50% · 4.625%
HK$35,157
+HK$1,761/mo
Deposit HK$1.10M · loan HK$6.25M · min. income ≈ HK$66,792/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$220,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,156
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$31,094
−HK$953/mo
Today · 4.125%
HK$32,047
baseline
▲ 0.50% · 4.625%
HK$33,997
+HK$1,950/mo
Deposit HK$735K · loan HK$6.61M · min. income ≈ HK$64,094/mo (50% DSR)
Upfront cash ≈ HK$955K (deposit + AVD stamp duty HK$220,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,548
−HK$1,813/mo
▼ 0.25% · 3.875%
HK$34,448
−HK$913/mo
Today · 4.125%
HK$35,361
baseline
▲ 0.50% · 4.625%
HK$37,225
+HK$1,864/mo
Deposit HK$735K · loan HK$6.61M · min. income ≈ HK$70,722/mo (50% DSR)
Upfront cash ≈ HK$955K (deposit + AVD stamp duty HK$220,415 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).