▼ 0.50% · 3.625%
HK$16,136
−HK$1,011/mo
▼ 0.25% · 3.875%
HK$16,637
−HK$510/mo
Today · 4.125%
HK$17,147
baseline
▲ 0.50% · 4.625%
HK$18,191
+HK$1,044/mo
Deposit HK$3.54M · loan HK$3.54M · min. income ≈ HK$34,294/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$212,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,951
−HK$969/mo
▼ 0.25% · 3.875%
HK$18,432
−HK$488/mo
Today · 4.125%
HK$18,920
baseline
▲ 0.50% · 4.625%
HK$19,918
+HK$998/mo
Deposit HK$3.54M · loan HK$3.54M · min. income ≈ HK$37,840/mo (50% DSR)
Upfront cash ≈ HK$3.75M (deposit + AVD stamp duty HK$212,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,749
−HK$1,113/mo
▼ 0.25% · 3.875%
HK$18,301
−HK$561/mo
Today · 4.125%
HK$18,862
baseline
▲ 0.50% · 4.625%
HK$20,010
+HK$1,148/mo
Deposit HK$3.18M · loan HK$3.89M · min. income ≈ HK$37,724/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$212,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,746
−HK$1,066/mo
▼ 0.25% · 3.875%
HK$20,275
−HK$537/mo
Today · 4.125%
HK$20,812
baseline
▲ 0.50% · 4.625%
HK$21,910
+HK$1,098/mo
Deposit HK$3.18M · loan HK$3.89M · min. income ≈ HK$41,624/mo (50% DSR)
Upfront cash ≈ HK$3.40M (deposit + AVD stamp duty HK$212,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,363
−HK$1,214/mo
▼ 0.25% · 3.875%
HK$19,965
−HK$612/mo
Today · 4.125%
HK$20,577
baseline
▲ 0.50% · 4.625%
HK$21,829
+HK$1,252/mo
Deposit HK$2.83M · loan HK$4.25M · min. income ≈ HK$41,154/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$212,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,541
−HK$1,163/mo
▼ 0.25% · 3.875%
HK$22,118
−HK$586/mo
Today · 4.125%
HK$22,704
baseline
▲ 0.50% · 4.625%
HK$23,901
+HK$1,197/mo
Deposit HK$2.83M · loan HK$4.25M · min. income ≈ HK$45,408/mo (50% DSR)
Upfront cash ≈ HK$3.04M (deposit + AVD stamp duty HK$212,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,976
−HK$1,316/mo
▼ 0.25% · 3.875%
HK$21,629
−HK$663/mo
Today · 4.125%
HK$22,292
baseline
▲ 0.50% · 4.625%
HK$23,648
+HK$1,356/mo
Deposit HK$2.48M · loan HK$4.60M · min. income ≈ HK$44,584/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$212,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,336
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$23,962
−HK$635/mo
Today · 4.125%
HK$24,597
baseline
▲ 0.50% · 4.625%
HK$25,893
+HK$1,296/mo
Deposit HK$2.48M · loan HK$4.60M · min. income ≈ HK$49,194/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$212,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,590
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$23,292
−HK$714/mo
Today · 4.125%
HK$24,006
baseline
▲ 0.50% · 4.625%
HK$25,467
+HK$1,461/mo
Deposit HK$2.12M · loan HK$4.95M · min. income ≈ HK$48,012/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$212,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,131
−HK$1,358/mo
▼ 0.25% · 3.875%
HK$25,805
−HK$684/mo
Today · 4.125%
HK$26,489
baseline
▲ 0.50% · 4.625%
HK$27,885
+HK$1,396/mo
Deposit HK$2.12M · loan HK$4.95M · min. income ≈ HK$52,978/mo (50% DSR)
Upfront cash ≈ HK$2.34M (deposit + AVD stamp duty HK$212,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,203
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$24,956
−HK$765/mo
Today · 4.125%
HK$25,721
baseline
▲ 0.50% · 4.625%
HK$27,286
+HK$1,565/mo
Deposit HK$1.77M · loan HK$5.31M · min. income ≈ HK$51,442/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$212,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,926
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$27,648
−HK$733/mo
Today · 4.125%
HK$28,381
baseline
▲ 0.50% · 4.625%
HK$29,877
+HK$1,496/mo
Deposit HK$1.77M · loan HK$5.31M · min. income ≈ HK$56,762/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$212,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,817
−HK$1,619/mo
▼ 0.25% · 3.875%
HK$26,620
−HK$816/mo
Today · 4.125%
HK$27,436
baseline
▲ 0.50% · 4.625%
HK$29,105
+HK$1,669/mo
Deposit HK$1.42M · loan HK$5.66M · min. income ≈ HK$54,872/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$212,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,721
−HK$1,552/mo
▼ 0.25% · 3.875%
HK$29,491
−HK$782/mo
Today · 4.125%
HK$30,273
baseline
▲ 0.50% · 4.625%
HK$31,868
+HK$1,595/mo
Deposit HK$1.42M · loan HK$5.66M · min. income ≈ HK$60,546/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$212,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,430
−HK$1,721/mo
▼ 0.25% · 3.875%
HK$28,284
−HK$867/mo
Today · 4.125%
HK$29,151
baseline
▲ 0.50% · 4.625%
HK$30,924
+HK$1,773/mo
Deposit HK$1.06M · loan HK$6.01M · min. income ≈ HK$58,302/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$212,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,516
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$31,334
−HK$831/mo
Today · 4.125%
HK$32,165
baseline
▲ 0.50% · 4.625%
HK$33,860
+HK$1,695/mo
Deposit HK$1.06M · loan HK$6.01M · min. income ≈ HK$64,330/mo (50% DSR)
Upfront cash ≈ HK$1.27M (deposit + AVD stamp duty HK$212,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,044
−HK$1,821/mo
▼ 0.25% · 3.875%
HK$29,947
−HK$918/mo
Today · 4.125%
HK$30,865
baseline
▲ 0.50% · 4.625%
HK$32,743
+HK$1,878/mo
Deposit HK$708K · loan HK$6.37M · min. income ≈ HK$61,730/mo (50% DSR)
Upfront cash ≈ HK$920K (deposit + AVD stamp duty HK$212,286 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,311
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$33,178
−HK$879/mo
Today · 4.125%
HK$34,057
baseline
▲ 0.50% · 4.625%
HK$35,852
+HK$1,795/mo
Deposit HK$708K · loan HK$6.37M · min. income ≈ HK$68,114/mo (50% DSR)
Upfront cash ≈ HK$920K (deposit + AVD stamp duty HK$212,286 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).