▼ 0.50% · 3.625%
HK$19,974
−HK$1,253/mo
▼ 0.25% · 3.875%
HK$20,596
−HK$631/mo
Today · 4.125%
HK$21,227
baseline
▲ 0.50% · 4.625%
HK$22,518
+HK$1,291/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$42,454/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,221
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$22,817
−HK$605/mo
Today · 4.125%
HK$23,422
baseline
▲ 0.50% · 4.625%
HK$24,656
+HK$1,234/mo
Deposit HK$4.38M · loan HK$4.38M · min. income ≈ HK$46,844/mo (50% DSR)
Upfront cash ≈ HK$4.64M (deposit + AVD stamp duty HK$262,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,972
−HK$1,377/mo
▼ 0.25% · 3.875%
HK$22,655
−HK$694/mo
Today · 4.125%
HK$23,349
baseline
▲ 0.50% · 4.625%
HK$24,770
+HK$1,421/mo
Deposit HK$3.94M · loan HK$4.82M · min. income ≈ HK$46,698/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$262,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,443
−HK$1,321/mo
▼ 0.25% · 3.875%
HK$25,099
−HK$665/mo
Today · 4.125%
HK$25,764
baseline
▲ 0.50% · 4.625%
HK$27,122
+HK$1,358/mo
Deposit HK$3.94M · loan HK$4.82M · min. income ≈ HK$51,528/mo (50% DSR)
Upfront cash ≈ HK$4.20M (deposit + AVD stamp duty HK$262,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,969
−HK$1,503/mo
▼ 0.25% · 3.875%
HK$24,715
−HK$757/mo
Today · 4.125%
HK$25,472
baseline
▲ 0.50% · 4.625%
HK$27,022
+HK$1,550/mo
Deposit HK$3.50M · loan HK$5.26M · min. income ≈ HK$50,944/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$262,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,665
−HK$1,441/mo
▼ 0.25% · 3.875%
HK$27,381
−HK$725/mo
Today · 4.125%
HK$28,106
baseline
▲ 0.50% · 4.625%
HK$29,588
+HK$1,482/mo
Deposit HK$3.50M · loan HK$5.26M · min. income ≈ HK$56,212/mo (50% DSR)
Upfront cash ≈ HK$3.77M (deposit + AVD stamp duty HK$262,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,967
−HK$1,628/mo
▼ 0.25% · 3.875%
HK$26,774
−HK$821/mo
Today · 4.125%
HK$27,595
baseline
▲ 0.50% · 4.625%
HK$29,274
+HK$1,679/mo
Deposit HK$3.07M · loan HK$5.69M · min. income ≈ HK$55,190/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$262,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,888
−HK$1,560/mo
▼ 0.25% · 3.875%
HK$29,662
−HK$786/mo
Today · 4.125%
HK$30,448
baseline
▲ 0.50% · 4.625%
HK$32,053
+HK$1,605/mo
Deposit HK$3.07M · loan HK$5.69M · min. income ≈ HK$60,896/mo (50% DSR)
Upfront cash ≈ HK$3.33M (deposit + AVD stamp duty HK$262,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,964
−HK$1,754/mo
▼ 0.25% · 3.875%
HK$28,834
−HK$884/mo
Today · 4.125%
HK$29,718
baseline
▲ 0.50% · 4.625%
HK$31,526
+HK$1,808/mo
Deposit HK$2.63M · loan HK$6.13M · min. income ≈ HK$59,436/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,110
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$31,944
−HK$846/mo
Today · 4.125%
HK$32,790
baseline
▲ 0.50% · 4.625%
HK$34,519
+HK$1,729/mo
Deposit HK$2.63M · loan HK$6.13M · min. income ≈ HK$65,580/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$262,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,961
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$30,893
−HK$947/mo
Today · 4.125%
HK$31,840
baseline
▲ 0.50% · 4.625%
HK$33,778
+HK$1,938/mo
Deposit HK$2.19M · loan HK$6.57M · min. income ≈ HK$63,680/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,332
−HK$1,801/mo
▼ 0.25% · 3.875%
HK$34,226
−HK$907/mo
Today · 4.125%
HK$35,133
baseline
▲ 0.50% · 4.625%
HK$36,984
+HK$1,851/mo
Deposit HK$2.19M · loan HK$6.57M · min. income ≈ HK$70,266/mo (50% DSR)
Upfront cash ≈ HK$2.45M (deposit + AVD stamp duty HK$262,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,959
−HK$2,004/mo
▼ 0.25% · 3.875%
HK$32,953
−HK$1,010/mo
Today · 4.125%
HK$33,963
baseline
▲ 0.50% · 4.625%
HK$36,029
+HK$2,066/mo
Deposit HK$1.75M · loan HK$7.01M · min. income ≈ HK$67,926/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,554
−HK$1,921/mo
▼ 0.25% · 3.875%
HK$36,507
−HK$968/mo
Today · 4.125%
HK$37,475
baseline
▲ 0.50% · 4.625%
HK$39,450
+HK$1,975/mo
Deposit HK$1.75M · loan HK$7.01M · min. income ≈ HK$74,950/mo (50% DSR)
Upfront cash ≈ HK$2.01M (deposit + AVD stamp duty HK$262,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,956
−HK$2,130/mo
▼ 0.25% · 3.875%
HK$35,012
−HK$1,074/mo
Today · 4.125%
HK$36,086
baseline
▲ 0.50% · 4.625%
HK$38,281
+HK$2,195/mo
Deposit HK$1.31M · loan HK$7.45M · min. income ≈ HK$72,172/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$262,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,776
−HK$2,041/mo
▼ 0.25% · 3.875%
HK$38,789
−HK$1,028/mo
Today · 4.125%
HK$39,817
baseline
▲ 0.50% · 4.625%
HK$41,916
+HK$2,099/mo
Deposit HK$1.31M · loan HK$7.45M · min. income ≈ HK$79,634/mo (50% DSR)
Upfront cash ≈ HK$1.58M (deposit + AVD stamp duty HK$262,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,954
−HK$2,254/mo
▼ 0.25% · 3.875%
HK$37,072
−HK$1,136/mo
Today · 4.125%
HK$38,208
baseline
▲ 0.50% · 4.625%
HK$40,533
+HK$2,325/mo
Deposit HK$876K · loan HK$7.88M · min. income ≈ HK$76,416/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,998
−HK$2,161/mo
▼ 0.25% · 3.875%
HK$41,071
−HK$1,088/mo
Today · 4.125%
HK$42,159
baseline
▲ 0.50% · 4.625%
HK$44,381
+HK$2,222/mo
Deposit HK$876K · loan HK$7.88M · min. income ≈ HK$84,318/mo (50% DSR)
Upfront cash ≈ HK$1.14M (deposit + AVD stamp duty HK$262,790 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).